Every material Form 8-K FB Financial filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
FB Financial Corporation reported third-quarter 2026 net income of $60.2 million, or $1.20 per diluted share, up from $1.13 in the second quarter and $0.43 a year earlier. Total revenue was $174.5 million, roughly flat from the prior quarter, while noninterest expense rose to $96.0 million and the net interest margin fell to 3.83%.
Q3 2026 diluted EPS was $1.20 versus $1.13 in Q2 2026 and $0.43 in Q3 2025; adjusted diluted EPS was $1.21.
Total revenue was $174.5 million, compared with $174.8 million in Q2 2026 and $173.9 million in Q3 2025.
Noninterest expense rose to $96.0 million from $91.5 million in Q2 2026; the net interest margin fell to 3.83% from 3.95%.
Loans held for investment reached $13.18 billion and total deposits $14.67 billion at September 30, 2026; the company repurchased $29.3 million of common stock during the quarter.
FB Financial Corporation completed the sale of $125,000,000 of 6.625% fixed-to-floating rate subordinated notes due 2036 on September 24, 2026. The company said it intends to use the net proceeds for general corporate purposes, including providing capital to its banking subsidiary FirstBank to support growth.
Principal amount: $125,000,000 of subordinated notes due October 1, 2036
Fixed rate of 6.625% until October 1, 2031, then floating at Three-Month Term SOFR plus 205 basis points
Company may redeem the notes starting October 1, 2031, subject to Federal Reserve approval where required
Underwriter: Keefe, Bruyette & Woods, Inc.; trustee: U.S. Bank Trust Company, National Association
FB Financial Corporation reported second quarter 2026 net income of $58.6 million, or $1.13 per diluted share, compared with $1.10 in the prior quarter and $0.06 a year earlier, when results included a $60.5 million securities loss. Total revenue rose to $174.8 million and loans held for investment grew to $12.87 billion, while nonperforming loans rose to 1.17% of total loans. The company also repurchased 1,546,707 shares, or 3.01% of shares outstanding, during the quarter.
Net income of $58.6 million, or $1.13 per diluted share, versus $1.10 in Q1 2026 and $0.06 in Q2 2025
Adjusted diluted EPS of $1.14; adjusted pre-tax pre-provision net revenue of $83.6 million
Loans held for investment of $12.87 billion, an 11.6% annualized increase from the prior quarter
Nonperforming loans rose to 1.17% of total loans from 0.96% in the prior quarter, concentrated in three lending relationships
FB Financial reported first-quarter 2026 net income of $57.5 million, or $1.10 per diluted share, up from $1.07 in the prior quarter and $0.84 a year earlier. Total revenue fell from $178.6 million in the fourth quarter to $172.3 million, and adjusted diluted EPS declined from $1.16 to $1.12, so shareholders see higher reported earnings alongside lower sequential revenue and adjusted profit.
Net income $57.5 million, or $1.10 per diluted share, versus $1.07 in Q4 2025 and $0.84 in Q1 2025
Adjusted diluted EPS $1.12, versus $1.16 in Q4 2025 and $0.85 in Q1 2025
Total revenue $172.3 million, versus $178.6 million in Q4 2025 and $130.7 million in Q1 2025
Net interest margin 3.94%, versus 3.98% in Q4 2025 and 3.55% in Q1 2025; repurchased 426,983 shares during the quarter
FB Financial Corporation said Chief Accounting Officer Jonathan Pennington is resigning to join another institution, effective on or about February 26, 2026, and that Lynn Joyce will succeed him effective on or about March 1, 2026. The filing says Pennington's departure was not due to any disagreement with the company on accounting, operations, policies or internal controls, and that Joyce's total annual compensation will rise about 29% with the appointment.
Jonathan Pennington resigns as Chief Accounting Officer of FB Financial and FirstBank, effective on or about February 26, 2026; he notified the company on January 28, 2026.
Lynn Joyce, age 62, will become Chief Accounting Officer of both entities effective on or about March 1, 2026, as announced February 2, 2026.
Joyce previously served as CFO of Southern States Bancshares from 2013 until FB Financial acquired it in July 2025, then held a senior finance role at FirstBank.
Joyce's total annual compensation, including bonus opportunities, will increase by approximately 29%.
FB Financial Corporation (NYSE: FBK) reported fourth-quarter 2025 net income of $57.0 million, or $1.07 per diluted share, up from $0.81 a year earlier and $0.43 in the prior quarter. For the full year, diluted earnings per share were $2.45, slightly below $2.48 in 2024, and the filing does not include new guidance for 2026.
Q4 2025 net income of $57.0 million, or $1.07 per diluted share, versus $0.81 in Q4 2024 and $0.43 in Q3 2025
Adjusted diluted EPS of $1.16 for Q4 2025, versus $0.85 a year earlier; adjusted results exclude items such as $4.6 million in merger and integration costs
Full-year 2025 net income of $122.6 million, or $2.45 per diluted share, compared with $116.0 million, or $2.48, in 2024
Net interest margin rose to 3.98% from 3.50% a year earlier, while the efficiency ratio rose to 60.2% from 56.1%; the company repurchased 1,717,948 shares in the quarter
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every FB Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →