First Commonwealth Financial, Corp. (FCF)

NYSE Financials Regional Banks S&P SmallCap 600
$20.91
-0.17 (-0.81%)
Close of Nov 06, 2026 · end-of-day data
Next earnings date
Not scheduled yet
No report date announced in the next three weeks.
Consensus EPS estimate
—
Shown once a date is announced.
Trailing 12-month EPS
$1.69
Diluted, last four reported quarters

Earnings surprise history

reported EPS vs consensus
ReportedQuarterEPS estimateReported EPSSurprise
Oct 27, 2026Sep/2026$0.46$0.45-2.2%

Our record of FCF's reports since we began tracking; it grows each quarter.

Latest results, in brief

All FCF 8-K briefs →
Oct 27, 5:31 PM ET

First Commonwealth Q3 net income rises to $44.9 million, EPS $0.45

Mixed earnings 2.027.01

First Commonwealth Financial reported third-quarter 2026 net income of $44.9 million, or $0.45 per diluted share, up from $44.6 million, or $0.44, in the second quarter and $41.3 million, or $0.39, a year earlier. The company also declared a $0.14 quarterly dividend and authorized an additional $25 million share repurchase program, but provision expense rose to $14.2 million and nonperforming loans increased to $95.2 million.

  • Net interest margin was 4.11%, up 10 basis points from the prior quarter and 19 basis points from a year earlier.
  • Provision for credit losses was $14.2 million, up from $8.9 million in the second quarter, and nonperforming loans rose $13.6 million to $95.2 million.
  • Quarterly dividend of $0.14 per share is payable November 20, 2026, to holders of record as of November 6, 2026.
  • Board authorized an additional $25 million share repurchase program on October 27, 2026.
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Quarter endedRevenueYoYEPS (diluted)YoYNet incomeNet margin
Sep 2026—— $0.45+15.4% $44.94M—
Jun 2026—— $0.44+37.5% $44.59M—
Mar 2026—— $0.37+15.6% $37.55M—
Dec 2025—— $0.43+22.9% $44.88M—
Sep 2025—— $0.39+25.8% $41.33M—
Jun 2025—— $0.32-11.1% $33.40M—
Mar 2025—— $0.32-13.5% $32.70M—
Dec 2024—— $0.35-20.5% $35.85M—

From First Commonwealth Financial, Corp.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.

Annual results

Fiscal yearRevenueGrowthEPS (diluted)GrowthNet margin
FY2025—— $1.47+5.8%—
FY2024—— $1.39-9.7%—
FY2023—— $1.54+12.4%—
FY2022—— $1.37-4.9%—
FY2021—— $1.44+92.0%—

Frequently asked questions

When is First Commonwealth Financial's next earnings date?

First Commonwealth Financial has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.

What did First Commonwealth Financial earn last quarter?

For the quarter ended Sep 2026, First Commonwealth Financial reported diluted EPS of $0.45 (+15.4% year over year).

Where do these numbers come from?

Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.

Not investment advice. Figures can be restated by the company in later filings.