First Commonwealth Financial, Corp. (FCF)

NYSE Financials Regional Banks S&P SmallCap 600
$20.91
-0.17 (-0.81%)
Close of Nov 06, 2026 · end-of-day data
Source: First Commonwealth Financial, Corp.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Interest expense$18.58M$21.77M$40.03M$55.40M$32.94M$15.30M$17.73M$144.32M$221.57M$206.60M
Pre-tax income$85.23M$103.73M$132.77M$130.85M$90.20M$172.82M$160.19M$197.56M$178.21M$191.36M
Income tax$25.64M$48.56M$25.27M$25.52M$16.76M$34.56M$32.00M$40.49M$35.64M$39.06M
Net income$59.59M$55.16M$107.50M$105.33M$73.45M$138.26M$128.18M$157.06M$142.57M$152.30M
EPS (basic)$0.67$0.58$1.09$1.07$0.75$1.45$1.37$1.55$1.40$1.48
EPS (diluted)$0.67$0.58$1.08$1.07$0.75$1.44$1.37$1.54$1.39$1.47
Diluted shares88.85M95.33M99.22M98.59M97.76M95.84M93.89M101.82M102.21M103.52M

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$115.68M$107.29M$98.95M$121.86M$356.58M$395.37M$154.24M$146.99M$133.41M$180.36M
Goodwill$186.50M$255.35M$274.20M$303.33M$303.33M$303.33M$303.33M$363.71M$363.71M$378.21M
Total assets$6.68B$7.31B$7.83B$8.31B$9.07B$9.55B$9.81B$11.46B$11.58B$12.34B
Short-term debt$867.94M$707.47M$721.82M$201.85M$117.37M$138.31M$372.69M$597.84M$80.14M$147.97M
Long-term debt$80.92M$87.92M$185.06M$234.18M$233.25M$182.27M$181.22M$186.76M$262.99M$261.74M
Total debt$948.86M$795.38M$906.88M$436.04M$350.63M$320.58M$553.92M$784.59M$343.12M$409.71M
Total liabilities$5.93B$6.42B$6.85B$7.25B$8.00B$8.44B$8.75B$10.15B$10.18B$10.79B
Shareholders' equity$749.93M$888.13M$975.39M$1.06B$1.07B$1.11B$1.05B$1.31B$1.41B$1.55B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$89.27M$88.31M$135.26M$107.63M$105.70M$165.05M$151.41M$150.76M$129.46M$187.54M
Capital expenditures$7.49M$11.59M$9.60M$17.38M$7.62M$10.64M$11.21M$22.03M$15.55M$16.09M
Free cash flow$81.78M$76.71M$125.66M$90.25M$98.08M$154.41M$140.21M$128.72M$113.92M$171.45M
Investing cash flow$493.77M-$52.80M-$347.75M$122.94M-$483.14M-$565.30M-$588.79M-$574.27M-$121.72M-$388.23M
Financing cash flow-$536.82M-$43.89M$204.14M-$207.66M$612.16M$439.05M$196.25M$416.26M-$21.32M$247.64M
Dividends paid$24.91M$30.51M$34.85M$39.39M$42.98M$43.61M$44.58M$50.81M$52.60M$55.49M
Share buybacks$864.00K$1.46M$26.19M$6.26M$20.91M$31.30M$15.60M$14.96M$12.63M$35.79M
Depreciation & amortization$7.12M$9.00M$8.05M$10.37M$11.65M$11.44M$10.55M$4.10M$5.69M$6.63M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.