Flagstar Bank reported third quarter 2026 net income attributable to common stockholders of $3 million, or $0.01 per diluted share, down from $26 million, or $0.06, in the second quarter but up from a $45 million loss in the third quarter of 2025. The quarter included a $22 million income tax benefit from a federal tax audit settlement, while the provision for credit losses rose $58 million to $76 million, and management said full achievement of its long-term strategic objectives has shifted to 2028 from 2027.
Total revenues rose 3% to $530 million from $516 million in the second quarter, and net interest income rose 5% to $460 million
Provision for credit losses increased $58 million to $76 million, mainly reflecting net charge-offs of $74 million
A $22 million income tax benefit from the settlement of a 2019-2021 federal tax audit helped results
Management moved the full realization of its long-term strategic objectives to 2028 from 2027, citing a higher-for-longer interest rate environment
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From Flagstar Bank's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2022
$27.00M
+17.4%
$3.77
+214.2%
2407.4%
FY2021
$23.00M
+4.5%
$1.20
+17.6%
2591.3%
FY2020
$22.00M
-24.1%
$1.02
+32.5%
2322.7%
FY2019
$29.00M
-2.6%
$0.77
-2.5%
1362.1%
FY2018
$29.77M
-6.3%
$0.79
-12.2%
1419.2%
Frequently asked questions
When is Flagstar Bank's next earnings date?
Flagstar Bank has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Flagstar Bank earn last quarter?
For the quarter ended Dec 2022, Flagstar Bank reported diluted EPS of $0.30 (+0.0% year over year) on revenue of $10.00M (+66.7%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.