Source: Flagstar Bank's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026
Revenue, net income & free cash flow
Income statement
fiscal years · USD
Fiscal year
FY2010
FY2011
FY2012
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
Revenue
$1.52B
$1.44B
$1.46B
$32.66M
$31.76M
$29.77M
$29.00M
$22.00M
$23.00M
$27.00M
Selling, general & admin
$183.31M
$194.44M
$206.22M
$187.56M
$178.56M
$129.03M
$120.00M
$124.00M
$127.00M
$158.00M
Interest expense
$733.83M
$666.24M
$631.08M
$387.49M
$452.24M
$658.68M
$848.00M
$608.00M
$400.00M
$696.00M
Pre-tax income
$837.47M
$734.58M
$780.91M
$777.13M
$668.22M
$557.67M
$523.00M
$588.00M
$806.00M
$826.00M
Income tax
$296.45M
$254.54M
$279.80M
$281.73M
$202.01M
$135.25M
$128.00M
$77.00M
$210.00M
$176.00M
Net income
$541.02M
$480.04M
$501.11M
$495.40M
$466.20M
$422.42M
$395.00M
$511.00M
$596.00M
$650.00M
EPS (basic)
$1.24
$1.09
$1.13
$1.01
$0.90
$0.79
$0.77
$1.02
$1.20
$3.78
EPS (diluted)
$1.24
$1.09
$1.13
$1.01
$0.90
$0.79
$0.77
$1.02
$1.20
$3.77
Diluted shares
434.19M
436.14M
437.71M
485.15M
487.07M
487.29M
465.66M
463.28M
464.63M
161.71M
Net margin
35.6%
33.4%
34.4%
1516.6%
1467.9%
1419.2%
1362.1%
2322.7%
2591.3%
2407.4%
Balance sheet
fiscal years · USD
Fiscal year
FY2010
FY2011
FY2012
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
Cash & equivalents
$1.93B
$2.00B
$2.43B
$557.85M
$2.53B
$1.48B
$742.00M
$1.95B
$2.21B
$2.03B
Short-term investments
—
—
—
—
—
—
—
—
—
$9.07B
Goodwill
$2.44B
$2.44B
$2.44B
$2.44B
$2.44B
$2.44B
$2.43B
$2.43B
$2.43B
$2.43B
Total assets
$41.19B
$42.02B
$44.15B
$48.93B
$49.12B
$51.90B
$53.64B
$56.31B
$59.53B
$90.14B
Long-term debt
—
—
—
—
—
$294.70M
$295.07M
—
—
$21.33B
Total debt
—
—
—
—
—
$294.70M
$295.07M
—
—
$21.33B
Total liabilities
$35.66B
$36.46B
$38.49B
$42.80B
$42.33B
$45.24B
$46.93B
$49.46B
$52.48B
$81.32B
Shareholders' equity
$5.53B
$5.57B
$5.66B
$6.12B
$6.80B
$6.66B
$6.71B
$6.84B
$7.04B
$8.82B
Cash flow
fiscal years · USD
Fiscal year
FY2010
FY2011
FY2012
FY2016
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
Operating cash flow
-$69.68M
$830.21M
$576.02M
$755.65M
$1.33B
$540.36M
$510.00M
$334.00M
$290.00M
$1.03B
Capital expenditures
$48.64M
$40.75M
$38.76M
$84.18M
$27.78M
$9.85M
—
—
—
—
Free cash flow
-$118.32M
$789.46M
$537.25M
$671.47M
$1.30B
$530.51M
$510.00M
$334.00M
$290.00M
$1.03B
Investing cash flow
$1.30B
-$1.21B
-$1.73B
$1.22B
$1.06B
-$4.02B
-$2.06B
-$1.02B
-$2.76B
-$6.32B
Financing cash flow
-$1.97B
$454.96M
$1.58B
-$1.95B
-$418.13M
$2.43B
$816.00M
$1.90B
$2.73B
$5.17B
Dividends paid
$434.37M
$436.91M
$438.54M
$330.81M
$332.15M
$333.06M
$317.00M
$316.00M
$316.00M
$317.00M
Share buybacks
$4.05M
$3.70M
$3.52M
$8.68M
$18.46M
$160.77M
$67.00M
$50.00M
$0
$7.00M
Stock-based compensation
$15.76M
$16.73M
$20.72M
$32.66M
$36.03M
$36.26M
$32.00M
$29.00M
$31.00M
$29.00M
Depreciation & amortization
$20.11M
$23.54M
$25.47M
$32.81M
$32.80M
$32.32M
$27.00M
$24.00M
$21.00M
$18.00M
Income statement
quarters · USD
Quarter ended
Mar 2020
Jun 2020
Sep 2020
Dec 2020
Mar 2021
Jun 2021
Sep 2021
Dec 2021
Mar 2022
Jun 2022
Sep 2022
Dec 2022
Revenue
$7.02M
$4.00M
$5.00M
$6.00M
$5.00M
$6.00M
$6.00M
$6.00M
$6.00M
$6.00M
$5.00M
$10.00M
Selling, general & admin
$28.20M
$27.00M
$31.00M
$38.00M
$33.00M
$33.00M
$30.00M
$31.00M
$31.00M
$33.00M
$31.00M
$63.00M
Interest expense
$196.57M
$157.00M
$136.00M
$118.00M
$105.00M
$100.00M
$97.00M
$98.00M
$97.00M
$114.00M
$183.00M
$302.00M
Pre-tax income
$115.24M
$140.00M
$154.00M
$179.00M
$196.00M
$212.00M
$199.00M
$199.00M
$207.00M
$230.00M
$205.00M
$184.00M
Income tax
$14.91M
$35.00M
$38.00M
-$11.00M
$51.00M
$60.00M
$50.00M
$49.00M
$52.00M
$59.00M
$53.00M
$12.00M
Net income
$100.33M
$105.00M
$116.00M
$190.00M
$145.00M
$152.00M
$149.00M
$150.00M
$155.00M
$171.00M
$152.00M
$172.00M
EPS (basic)
$0.20
$0.21
$0.23
$0.39
$0.29
$0.30
$0.30
$0.30
$0.31
$0.34
$0.31
$0.30
EPS (diluted)
$0.20
$0.21
$0.23
$0.39
$0.29
$0.30
$0.30
$0.30
$0.31
$0.34
$0.30
$0.30
Diluted shares
465.41M
462.49M
462.65M
-231.41K
463.89M
464.89M
464.88M
74.60K
465.95M
466.80M
466.09M
-304.57M
Net margin
1429.6%
2625.0%
2320.0%
3166.7%
2900.0%
2533.3%
2483.3%
2500.0%
2583.3%
2850.0%
3040.0%
1720.0%
Balance sheet
quarters · USD
Quarter ended
Mar 2020
Jun 2020
Sep 2020
Dec 2020
Mar 2021
Jun 2021
Sep 2021
Dec 2021
Mar 2022
Jun 2022
Sep 2022
Dec 2022
Cash & equivalents
$741.87M
$1.40B
$1.46B
$1.95B
$2.72B
$2.09B
$2.52B
$2.21B
$2.90B
$3.28B
$1.70B
$2.03B
Short-term investments
—
—
—
—
—
—
—
—
—
—
—
$9.07B
Goodwill
$2.43B
$2.43B
$2.40B
$2.43B
$2.43B
$2.43B
$2.43B
$2.43B
$2.43B
$2.43B
$2.43B
$2.43B
Total assets
$54.26B
$54.21B
$54.93B
$56.31B
$57.66B
$57.47B
$57.89B
$59.53B
$61.01B
$63.09B
$62.96B
$90.14B
Long-term debt
$295.20M
—
—
—
—
—
—
—
—
—
—
$21.33B
Total debt
$295.20M
—
—
—
—
—
—
—
—
—
—
$21.33B
Total liabilities
$47.62B
$47.52B
$48.20B
$49.46B
$50.86B
$50.55B
$50.92B
$52.48B
$54.10B
$56.27B
$56.21B
$81.32B
Shareholders' equity
$6.64B
$6.69B
$6.74B
$6.84B
$6.80B
$6.92B
$6.97B
$7.04B
$6.91B
$6.82B
$6.75B
$8.82B
Cash flow
quarters · USD
Quarter ended
Mar 2020
Jun 2020
Sep 2020
Dec 2020
Mar 2021
Jun 2021
Sep 2021
Dec 2021
Mar 2022
Jun 2022
Sep 2022
Dec 2022
Operating cash flow
$130.70M
$16.30M
$94.00M
$93.00M
$124.00M
-$110.00M
$61.00M
$215.00M
$185.00M
$214.00M
$232.00M
$395.00M
Capital expenditures
—
—
—
—
—
—
—
—
$1.00M
—
—
—
Free cash flow
$130.70M
$16.30M
$94.00M
$93.00M
$124.00M
-$110.00M
$61.00M
$215.00M
$184.00M
$214.00M
$232.00M
$395.00M
Investing cash flow
-$104.30M
$331.30M
-$603.00M
-$649.00M
-$681.00M
-$121.00M
$45.00M
-$2.00B
-$1.07B
-$2.00B
-$1.67B
-$1.58B
Financing cash flow
$565.94M
-$276.94M
$563.00M
$1.04B
$1.33B
-$406.00M
$330.00M
$1.48B
$1.57B
$2.17B
-$137.00M
$1.57B
Dividends paid
$79.33M
$78.67M
$78.00M
$80.00M
$79.00M
$79.00M
$79.00M
$79.00M
$79.00M
$79.00M
$79.00M
$80.00M
Share buybacks
$28.92M
$21.08M
$0
$0
—
—
—
—
$0
$7.00M
$0
$0
Stock-based compensation
$8.25M
$7.75M
$9.00M
$4.00M
$9.00M
$7.00M
$8.00M
$7.00M
$7.00M
$8.00M
$7.00M
$7.00M
Depreciation & amortization
$6.41M
$6.59M
$5.00M
$6.00M
$6.00M
$5.00M
$5.00M
$5.00M
$5.00M
$4.00M
$4.00M
$5.00M
Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.