Flagstar Bank (FLG)

NYSE Financials Regional Banks S&P MidCap 400
$10.52
-0.08 (-0.75%)
Close of Nov 06, 2026 · end-of-day data
Source: Flagstar Bank's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2010FY2011FY2012FY2016FY2017FY2018FY2019FY2020FY2021FY2022
Revenue$1.52B$1.44B$1.46B$32.66M$31.76M$29.77M$29.00M$22.00M$23.00M$27.00M
Selling, general & admin$183.31M$194.44M$206.22M$187.56M$178.56M$129.03M$120.00M$124.00M$127.00M$158.00M
Interest expense$733.83M$666.24M$631.08M$387.49M$452.24M$658.68M$848.00M$608.00M$400.00M$696.00M
Pre-tax income$837.47M$734.58M$780.91M$777.13M$668.22M$557.67M$523.00M$588.00M$806.00M$826.00M
Income tax$296.45M$254.54M$279.80M$281.73M$202.01M$135.25M$128.00M$77.00M$210.00M$176.00M
Net income$541.02M$480.04M$501.11M$495.40M$466.20M$422.42M$395.00M$511.00M$596.00M$650.00M
EPS (basic)$1.24$1.09$1.13$1.01$0.90$0.79$0.77$1.02$1.20$3.78
EPS (diluted)$1.24$1.09$1.13$1.01$0.90$0.79$0.77$1.02$1.20$3.77
Diluted shares434.19M436.14M437.71M485.15M487.07M487.29M465.66M463.28M464.63M161.71M
Net margin35.6%33.4%34.4%1516.6%1467.9%1419.2%1362.1%2322.7%2591.3%2407.4%

Balance sheet

fiscal years · USD
Fiscal yearFY2010FY2011FY2012FY2016FY2017FY2018FY2019FY2020FY2021FY2022
Cash & equivalents$1.93B$2.00B$2.43B$557.85M$2.53B$1.48B$742.00M$1.95B$2.21B$2.03B
Short-term investments—————————$9.07B
Goodwill$2.44B$2.44B$2.44B$2.44B$2.44B$2.44B$2.43B$2.43B$2.43B$2.43B
Total assets$41.19B$42.02B$44.15B$48.93B$49.12B$51.90B$53.64B$56.31B$59.53B$90.14B
Long-term debt—————$294.70M$295.07M——$21.33B
Total debt—————$294.70M$295.07M——$21.33B
Total liabilities$35.66B$36.46B$38.49B$42.80B$42.33B$45.24B$46.93B$49.46B$52.48B$81.32B
Shareholders' equity$5.53B$5.57B$5.66B$6.12B$6.80B$6.66B$6.71B$6.84B$7.04B$8.82B

Cash flow

fiscal years · USD
Fiscal yearFY2010FY2011FY2012FY2016FY2017FY2018FY2019FY2020FY2021FY2022
Operating cash flow-$69.68M$830.21M$576.02M$755.65M$1.33B$540.36M$510.00M$334.00M$290.00M$1.03B
Capital expenditures$48.64M$40.75M$38.76M$84.18M$27.78M$9.85M————
Free cash flow-$118.32M$789.46M$537.25M$671.47M$1.30B$530.51M$510.00M$334.00M$290.00M$1.03B
Investing cash flow$1.30B-$1.21B-$1.73B$1.22B$1.06B-$4.02B-$2.06B-$1.02B-$2.76B-$6.32B
Financing cash flow-$1.97B$454.96M$1.58B-$1.95B-$418.13M$2.43B$816.00M$1.90B$2.73B$5.17B
Dividends paid$434.37M$436.91M$438.54M$330.81M$332.15M$333.06M$317.00M$316.00M$316.00M$317.00M
Share buybacks$4.05M$3.70M$3.52M$8.68M$18.46M$160.77M$67.00M$50.00M$0$7.00M
Stock-based compensation$15.76M$16.73M$20.72M$32.66M$36.03M$36.26M$32.00M$29.00M$31.00M$29.00M
Depreciation & amortization$20.11M$23.54M$25.47M$32.81M$32.80M$32.32M$27.00M$24.00M$21.00M$18.00M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.