Every material Form 8-K FNB filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
F.N.B. Corporation reported third-quarter 2025 net income available to common shareholders of $149.5 million, or $0.41 per diluted share, up from $0.30 a year earlier and $0.36 in the prior quarter. Revenue of $457 million was described as a record, and the company said its CET1 capital ratio rose to 11.0% (estimated), which bears on shareholders as a measure of capital strength.
Net income available to common shareholders was $149.5 million, or $0.41 per diluted share, versus $110.1 million, or $0.30, in Q3 2024
Revenue of $457 million; net interest income totaled $359.3 million and non-interest income a record $98.2 million
CET1 regulatory capital ratio was 11.0% (estimated), up from 10.4% a year earlier; tangible book value per share was $11.48
Provision for credit losses was $24.0 million, with net charge-offs of $19.7 million, or 0.22% annualized of average loans
F.N.B. Corporation said Chief Consumer Banking Officer Barry Robinson will retire effective October 10, 2025, after 15 years of service. The company named Alfred D. Cho, who has more than 25 years of strategic consulting, investment banking and financial institutions experience, to succeed him, as part of its executive succession plan.
Barry C. Robinson announced his retirement on August 22, 2025, effective October 10, 2025
Alfred D. Cho appointed Chief Consumer Banking Officer, succeeding Robinson upon his retirement
Cho will oversee Retail Sales and Distribution, Small Business Banking, Mortgage Services, Consumer Banking Solutions and Consumer Product Development
Cho will report to Chairman, President and CEO Vincent J. Delie, Jr.; prior experience includes J.P. Morgan, Bank of America and Truist
F.N.B. Corporation reported second quarter 2025 net income available to common shareholders of $130.7 million, or $0.36 per diluted share, up from $123.0 million, or $0.34, a year earlier and $116.5 million, or $0.32, in the first quarter of 2025. Record revenue of $438 million rose 6.5% from the prior quarter, driven mainly by margin expansion, and the company reported a CET1 ratio of 10.8% (estimated).
Net income available to common shareholders was $130.7 million, or $0.36 per diluted share, versus $0.34 in Q2 2024 and $0.32 in Q1 2025.
Record net interest income of $347.2 million rose $23.4 million, or 7.2%, from the prior quarter, and net interest margin (FTE) was 3.19%.
Provision for credit losses was $25.6 million, up from $17.5 million in the prior quarter, with net charge-offs of $21.8 million.
The company repurchased 0.7 million shares at a weighted average price of $13.85 in the second quarter, and tangible book value per share rose to $11.14.
F.N.B. Corporation reported first-quarter 2025 net income available to common shareholders of $116.5 million, or $0.32 per diluted share, flat with the same quarter a year earlier. Net interest income rose 1.5% from a year earlier, but operating earnings per diluted share fell to $0.32 from $0.34, so the headline measures point in different directions.
Net income available to common shareholders was $116.5 million, or $0.32 per diluted share, versus $116.3 million, or $0.32, in Q1 2024 and $109.9 million, or $0.30, in Q4 2024.
Operating EPS (non-GAAP) was $0.32, compared with $0.34 in Q1 2024 and $0.38 in Q4 2024.
Net interest income was $323.8 million, up 1.5% from a year earlier; non-interest income was $87.8 million, compared with $87.9 million.
Tangible book value per share (non-GAAP) was $10.83, up 12.3% from March 31, 2024; the CET1 ratio was 10.7% (estimated).
FNB reported fourth-quarter 2024 net income available to common stockholders of $109.9 million, or $0.30 per diluted share, up from $48.7 million, or $0.13, a year earlier and flat with the third quarter. Operating EPS was $0.38 (non-GAAP), excluding $0.08 per share of significant items, including a $34.0 million pre-tax realized loss on a securities restructuring. Full-year 2024 net income was $459.3 million, or $1.27 per diluted share, versus $1.31 in 2023, and full-year operating EPS fell to $1.39 from $1.57.
Q4 2024 net income of $109.9 million, or $0.30 per diluted share, vs. $0.13 in Q4 2023 and $0.30 in Q3 2024
Q4 2024 operating EPS (non-GAAP) of $0.38, equal to Q4 2023 and up from $0.34 in Q3 2024
Full-year 2024 EPS of $1.27 vs. $1.31 in 2023; full-year operating EPS of $1.39 vs. $1.57
Tangible book value per share (non-GAAP) of $10.49 at December 31, 2024, up 10.8% year over year; CET1 ratio of 10.6% (estimated)
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every FNB filing is on SEC EDGAR ↗. 8-K briefs of other companies →