Every material Form 8-K Fulton Financial has filed with the SEC since January 31, 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Fulton Financial reported third-quarter 2026 net income available to common shareholders of $114.1 million, or $0.59 per diluted share, up $14.2 million from the second quarter. Operating net income was $119.8 million, or $0.62 per diluted share, up $0.02 from the prior quarter, with higher net interest income and lower non-interest expense driving the gain. Shareholders also benefit from the company's ongoing buybacks, having repurchased $56.1 million of common stock in the quarter.
Net income available to common shareholders was $114.1 million, or $0.59 per diluted share, versus $99.9 million in the second quarter of 2026.
Net interest income rose $5.8 million to $290.0 million; non-interest expense fell $12.4 million to $218.5 million.
Non-interest income fell $2.1 million to $77.2 million, mainly due to a $6.9 million equity method gain recognized in the prior quarter.
The company repurchased 2,325,000 shares for $56.1 million in the third quarter under its 2026 Repurchase Program; common equity Tier 1 ratio was 12.2%.
Fulton Financial reported second-quarter 2026 net income available to common shareholders of $99.9 million, or $0.52 per diluted share, up $7.7 million from the first quarter. Operating earnings were $0.60 per diluted share, up from $0.55 in the prior quarter, as the company integrated Blue Foundry Bancorp, which it acquired on April 1, 2026. Higher acquisition-related and salary expenses partly offset revenue gains.
Net income available to common shareholders was $99.9 million, or $0.52 per diluted share, versus $92.2 million, or $0.51, in the first quarter of 2026.
Net interest income rose $22.2 million to $284.3 million, and non-interest expense rose $30.7 million to $231.0 million, including $13.8 million of acquisition-related expenses.
Provision for credit losses was $4.9 million, down from $14.4 million in the first quarter; annualized net charge-offs were 0.34% of average loans, up from 0.25%.
The company repurchased 525,000 shares for $11.1 million in the second quarter under its 2026 repurchase program, which authorizes up to $150 million through January 31, 2027.
Fulton Financial's board elected David S. Schulz as a director, effective with a term starting September 14, 2026, and he will also join the board of Fulton Bank, N.A. He will serve on the Audit and Risk committees, and the board will grow to 11 members. The filing describes this as a board appointment with no reported financial results or deal terms.
Term begins September 14, 2026 and runs to the 2027 annual meeting of shareholders
Schulz was CFO of Wesco International from 2016 to 2020 and Executive Vice President and CFO from June 2020 to February 2026, retiring May 31, 2026
Schulz will receive director pay, including a pro rata RSU grant with a fair value of about $64,400 that vests June 1, 2027
Annual non-employee director cash retainer and equity award were raised to $80,000 and $90,000 effective January 1, 2026
At its May 28, 2026 Annual Meeting, Fulton Financial shareholders elected all 10 director nominees to one-year terms and approved the advisory vote on executive compensation and the ratification of KPMG LLP as auditor for 2026. Director George K. Martin did not stand for re-election and retired from the board effective immediately after the meeting, under the company's age-based governance guidelines.
All 10 director nominees were elected; Jennifer Craighead Carey received 138,371,551 votes for and 1,308,732 withheld, and Michael F. Shirk received 139,108,770 votes for and 571,513 withheld
Advisory vote on executive compensation was approved with 136,017,805 for and 2,704,141 against
KPMG LLP was ratified as independent auditor for the fiscal year ending December 31, 2026, with 150,683,271 votes for and 2,191,088 against
George K. Martin retired from the board after reaching age 72, which made him ineligible for re-election under the Corporate Governance Guidelines
Fulton Financial reported first-quarter 2026 net income available to common shareholders of $92.2 million, or $0.51 per diluted share, down $4.2 million from the fourth quarter of 2025. Operating earnings were $0.55 per diluted share, unchanged from the prior quarter, as non-interest expense fell $12.7 million. The Blue Foundry Bancorp acquisition closed April 1, 2026, and the company repurchased $24.5 million of its stock during the quarter.
GAAP net income available to common shareholders was $92.2 million, or $0.51 per diluted share, versus $0.53 in Q4 2025
Operating net income was $99.7 million, or $0.55 per diluted share, flat with Q4 2025
Net interest income fell $4.0 million to $262.0 million; non-interest expense fell $12.7 million to $200.3 million
Provision for credit losses was $14.4 million, up from $2.9 million in Q4 2025; the company repurchased 1,212,650 shares for $24.5 million
Fulton Financial Corporation completed its acquisition of Blue Foundry Bancorp, a Rutherford, N.J. company, as announced April 1, 2026, under a merger agreement dated November 24, 2025. Fulton says the deal makes it a $34 billion financial services company and expands its presence in New Jersey. The filing does not disclose the purchase price or Blue Foundry's financial results, so shareholders cannot assess the deal's financial effect from this document.
Acquisition closed April 1, 2026, under a merger agreement dated November 24, 2025.
Fulton says the acquisition makes it a $34 billion financial services company.
Blue Foundry Bank will operate as a separate, wholly owned subsidiary until this summer, when it is planned to merge into Fulton Bank, N.A.
Fulton will make a $1.5 million contribution to the Fulton Forward Foundation for New Jersey nonprofit organizations.
Fulton Financial reported fourth-quarter 2025 net income available to common shareholders of $96.4 million, or $0.53 per diluted share, down $1.5 million from the third quarter. For the full year 2025, net income available to common shareholders rose $102.9 million to $381.4 million, or $2.08 per diluted share, and operating diluted EPS was $2.16. The filing shows a small sequential decline in the quarter alongside a larger annual gain.
Q4 2025 net income available to common shareholders: $96.4 million, $0.53 per diluted share, down $1.5 million from Q3 2025
Q4 2025 operating diluted EPS: $0.55; full-year 2025 operating diluted EPS: $2.16, up $0.31 from 2024
Full-year 2025 net income available to common shareholders: $381.4 million, up $102.9 million from 2024
Net loans $24.1 billion and deposits $26.6 million at December 31, 2025; 2026 Repurchase Program authorizes up to $150 million
Fulton Financial said its president, Angela Snyder, will retire December 31, 2025, and that Chairman and CEO Curtis Myers will also take on the title of president from January 1, 2026. Snyder will serve as a consultant through December 31, 2026 for a $600,000 lump-sum fee, and will remain a director of Fulton Bank. The changes consolidate top leadership roles under one executive.
Angela Snyder retires as president effective December 31, 2025, and enters a consulting agreement running January 1 to December 31, 2026
Snyder receives a $600,000 lump-sum payment on or about January 1, 2026, plus reasonable expense reimbursement
Curtis Myers, 57, becomes Chairman, Chief Executive Officer and President of Fulton and Fulton Bank effective January 1, 2026
On November 24, 2025, Fulton Financial entered a merger agreement under which Blue Foundry Bancorp will merge into Fulton, with Fulton surviving. Blue Foundry shareholders would receive 0.650 of a Fulton share for each Blue Foundry share, plus cash for fractional shares, and the deal requires Blue Foundry stockholder approval and several bank regulatory approvals. The filing does not state the total deal value or an expected closing date.
Exchange ratio: 0.650 of a Fulton common share for each Blue Foundry common share, plus cash in lieu of fractional shares
Blue Foundry will pay Fulton a termination fee of $9,694,662 if the agreement is terminated under certain circumstances
Closing conditions include Blue Foundry stockholder approval and approvals from the Federal Reserve, the OCC and the New Jersey Department of Banking and Insurance
Blue Foundry Bank would merge into Fulton Bank, N.A. in a separate bank merger
Fulton Financial reported third-quarter 2025 net income available to common shareholders of $97.9 million, or $0.53 per diluted share, up $1.3 million from the second quarter. Operating net income was $101.3 million, or $0.55 per diluted share, up $0.7 million from the second quarter. Quarterly gains were modest, while the company repurchased 1,650,000 shares for $30.8 million during the quarter.
Q3 2025 net income available to common shareholders: $97.9 million, or $0.53 per diluted share, up $1.3 million from Q2 2025
Q3 2025 operating net income: $101.3 million, or $0.55 per diluted share, up $0.7 million from Q2 2025
Nine-month 2025 net income available to common shareholders: $285.0 million, or $1.55 per diluted share, up $72.5 million from the same period in 2024
Repurchased 1,650,000 shares for $30.8 million in Q3 2025; $85.6 million remained under the 2025 Repurchase Program as of September 30, 2025
Fulton Financial President Angela Snyder informed the company on July 28, 2025 of her intention to retire, and the company announced the retirement on August 1, 2025. Her retirement takes effect December 31, 2025, which is a change in the company's senior leadership that shareholders will want to track.
Angela M. Snyder, President, will retire from Fulton Financial Corporation on December 31, 2025.
She informed the company of her intention to retire on July 28, 2025; the press release followed on August 1, 2025.
Chairman and CEO Curt Myers praised her leadership. The filing does not name a successor.
Fulton Bank, the banking subsidiary of Fulton Financial, appointed Kevin Gremer as Senior Executive Vice President and Chief Operations and Technology Officer, effective August 25, 2025, leading a team of information technology and operations professionals. The filing describes a $460,000 base salary, a $125,000 signing bonus and severance and change-in-control terms, but it contains no financial results, so the change is an executive appointment with no stated effect on reported earnings.
Kevin Gremer becomes Senior Executive Vice President and Chief Operations and Technology Officer effective August 25, 2025, reporting to Chairman and CEO Curt Myers
Expected annual base salary of $460,000, with a $125,000 signing bonus and RSUs equivalent to $150,000 vesting over three years
Severance under the employment agreement is 12 months of base salary, and change-in-control terms provide two times salary plus bonus over the prior three years
Fulton Financial reported second-quarter 2025 net income available to common shareholders of $96.6 million, or $0.53 per diluted share, up $6.2 million from the first quarter, and operating net income of $100.6 million, or $0.55 per diluted share, which CEO Curt Myers called a new company record. Deposits declined $190.9 million in the quarter and non-performing assets rose to $215.6 million, so shareholders may weigh strong profit growth against a smaller deposit base and higher non-performing assets.
Q2 2025 net income available to common shareholders was $96.6 million, or $0.53 per diluted share, up $6.2 million from Q1 2025.
Operating net income was $100.6 million, or $0.55 per diluted share, up from $0.52 in Q1 2025 on a per-share basis.
Six-month 2025 net income available to common shareholders was $187.1 million, or $1.02 per diluted share, up $35.3 million from the first half of 2024.
Total deposits fell $190.9 million to $26.1 billion, and non-performing assets rose to $215.6 million, or 0.67% of total assets, from $199.0 million at March 31, 2025.
Fulton Financial Corporation disclosed that director Steven S. Etter did not stand for re-election at its May 20, 2025 annual meeting and retired from the board immediately afterward. Under the company's Corporate Governance Guidelines, Etter was not eligible for re-election because he had reached age 72.
Steven S. Etter retired from the Fulton board effective immediately after the May 20, 2025 annual meeting
Etter had reached age 72 before the meeting, which under Fulton's governance guidelines made him ineligible to stand for re-election
The filing describes a routine board retirement under age-based governance rules and does not name a successor
Fulton Financial reported first-quarter 2025 net income available to common shareholders of $90.4 million, or $0.49 per diluted share, up from $0.36 in the fourth quarter of 2024. Operating earnings were $0.52 per diluted share, and the board approved a $25 million supplemental authorization to repurchase its 2030 subordinated notes under the existing $125 million program.
Net income available to common shareholders was $90.4 million, or $0.49 per diluted share, versus $66.1 million, or $0.36, in Q4 2024.
Operating earnings were $0.52 per diluted share, compared with $0.48 in Q4 2024; net interest income fell $2.5 million to $251.2 million.
Provision for credit losses was $13.9 million; non-performing assets fell to $199.0 million from $222.7 million.
The board approved up to $25 million in repurchases of 3.250% Subordinated Notes due 2030 under the $125 million program, which expires December 31, 2025.
Fulton Financial said its Senior Executive Vice President and Chief Operations and Technology Officer, Karthik Sridharan, is leaving the company effective January 31, 2025, and that the departure will be treated as a termination without Cause under his employment agreement. The filing describes severance of 12 months' base salary, a prorated target bonus, and 12 months of benefits, with some equity awards vesting and others forfeited.
Departure effective January 31, 2025; treated as termination without Cause under the June 12, 2023 employment agreement
Severance conditional on a general release of claims: 12 months of base salary and 12 months of health and welfare benefits or equivalent cost
Prorated target-level bonus for the year of separation, plus any vested but unpaid bonus
Time-Vested Awards vest under the 2022 plan; other unvested awards will be forfeited
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