Every material Form 8-K Fulton Financial filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Fulton Financial reported third-quarter 2026 net income available to common shareholders of $114.1 million, or $0.59 per diluted share, up $14.2 million from the second quarter. Operating net income was $119.8 million, or $0.62 per diluted share, up $0.02 from the prior quarter, with higher net interest income and lower non-interest expense driving the gain. Shareholders also benefit from the company's ongoing buybacks, having repurchased $56.1 million of common stock in the quarter.
Net income available to common shareholders was $114.1 million, or $0.59 per diluted share, versus $99.9 million in the second quarter of 2026.
Net interest income rose $5.8 million to $290.0 million; non-interest expense fell $12.4 million to $218.5 million.
Non-interest income fell $2.1 million to $77.2 million, mainly due to a $6.9 million equity method gain recognized in the prior quarter.
The company repurchased 2,325,000 shares for $56.1 million in the third quarter under its 2026 Repurchase Program; common equity Tier 1 ratio was 12.2%.
Fulton Financial reported second-quarter 2026 net income available to common shareholders of $99.9 million, or $0.52 per diluted share, up $7.7 million from the first quarter. Operating earnings were $0.60 per diluted share, up from $0.55 in the prior quarter, as the company integrated Blue Foundry Bancorp, which it acquired on April 1, 2026. Higher acquisition-related and salary expenses partly offset revenue gains.
Net income available to common shareholders was $99.9 million, or $0.52 per diluted share, versus $92.2 million, or $0.51, in the first quarter of 2026.
Net interest income rose $22.2 million to $284.3 million, and non-interest expense rose $30.7 million to $231.0 million, including $13.8 million of acquisition-related expenses.
Provision for credit losses was $4.9 million, down from $14.4 million in the first quarter; annualized net charge-offs were 0.34% of average loans, up from 0.25%.
The company repurchased 525,000 shares for $11.1 million in the second quarter under its 2026 repurchase program, which authorizes up to $150 million through January 31, 2027.
Fulton Financial's board elected David S. Schulz as a director, effective with a term starting September 14, 2026, and he will also join the board of Fulton Bank, N.A. He will serve on the Audit and Risk committees, and the board will grow to 11 members. The filing describes this as a board appointment with no reported financial results or deal terms.
Term begins September 14, 2026 and runs to the 2027 annual meeting of shareholders
Schulz was CFO of Wesco International from 2016 to 2020 and Executive Vice President and CFO from June 2020 to February 2026, retiring May 31, 2026
Schulz will receive director pay, including a pro rata RSU grant with a fair value of about $64,400 that vests June 1, 2027
Annual non-employee director cash retainer and equity award were raised to $80,000 and $90,000 effective January 1, 2026
At its May 28, 2026 Annual Meeting, Fulton Financial shareholders elected all 10 director nominees to one-year terms and approved the advisory vote on executive compensation and the ratification of KPMG LLP as auditor for 2026. Director George K. Martin did not stand for re-election and retired from the board effective immediately after the meeting, under the company's age-based governance guidelines.
All 10 director nominees were elected; Jennifer Craighead Carey received 138,371,551 votes for and 1,308,732 withheld, and Michael F. Shirk received 139,108,770 votes for and 571,513 withheld
Advisory vote on executive compensation was approved with 136,017,805 for and 2,704,141 against
KPMG LLP was ratified as independent auditor for the fiscal year ending December 31, 2026, with 150,683,271 votes for and 2,191,088 against
George K. Martin retired from the board after reaching age 72, which made him ineligible for re-election under the Corporate Governance Guidelines
Fulton Financial reported first-quarter 2026 net income available to common shareholders of $92.2 million, or $0.51 per diluted share, down $4.2 million from the fourth quarter of 2025. Operating earnings were $0.55 per diluted share, unchanged from the prior quarter, as non-interest expense fell $12.7 million. The Blue Foundry Bancorp acquisition closed April 1, 2026, and the company repurchased $24.5 million of its stock during the quarter.
GAAP net income available to common shareholders was $92.2 million, or $0.51 per diluted share, versus $0.53 in Q4 2025
Operating net income was $99.7 million, or $0.55 per diluted share, flat with Q4 2025
Net interest income fell $4.0 million to $262.0 million; non-interest expense fell $12.7 million to $200.3 million
Provision for credit losses was $14.4 million, up from $2.9 million in Q4 2025; the company repurchased 1,212,650 shares for $24.5 million
Fulton Financial Corporation completed its acquisition of Blue Foundry Bancorp, a Rutherford, N.J. company, as announced April 1, 2026, under a merger agreement dated November 24, 2025. Fulton says the deal makes it a $34 billion financial services company and expands its presence in New Jersey. The filing does not disclose the purchase price or Blue Foundry's financial results, so shareholders cannot assess the deal's financial effect from this document.
Acquisition closed April 1, 2026, under a merger agreement dated November 24, 2025.
Fulton says the acquisition makes it a $34 billion financial services company.
Blue Foundry Bank will operate as a separate, wholly owned subsidiary until this summer, when it is planned to merge into Fulton Bank, N.A.
Fulton will make a $1.5 million contribution to the Fulton Forward Foundation for New Jersey nonprofit organizations.
Fulton Financial reported fourth-quarter 2025 net income available to common shareholders of $96.4 million, or $0.53 per diluted share, down $1.5 million from the third quarter. For the full year 2025, net income available to common shareholders rose $102.9 million to $381.4 million, or $2.08 per diluted share, and operating diluted EPS was $2.16. The filing shows a small sequential decline in the quarter alongside a larger annual gain.
Q4 2025 net income available to common shareholders: $96.4 million, $0.53 per diluted share, down $1.5 million from Q3 2025
Q4 2025 operating diluted EPS: $0.55; full-year 2025 operating diluted EPS: $2.16, up $0.31 from 2024
Full-year 2025 net income available to common shareholders: $381.4 million, up $102.9 million from 2024
Net loans $24.1 billion and deposits $26.6 million at December 31, 2025; 2026 Repurchase Program authorizes up to $150 million
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
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