Horace Mann Educators Corporation (HMN)

NYSE Financials Multi-line Insurance S&P SmallCap 600
$53.25
+0.08 (+0.15%)
Close of Nov 06, 2026 · end-of-day data
SMA 50SMA 2005Y/10Y use weekly candles (10/40-week averages)

Performance

price return
1W+14.0%
1M+16.0%
3M+0.8%
6M+19.6%
YTD+15.3%
1Y+13.9%
3Y+67.6%
5Y+35.9%

Key statistics

Full financials →
Market cap$2.2B
P/E (TTM)12.4
EPS (TTM, diluted)$4.29
P/S1.24
P/B1.52
EV / EBITDA—
Revenue (TTM)$1.75B
Revenue growth+4.2%
Net margin10.2%
ROE12.5%
Debt / equity0.42
FCF yield24.4%
Dividend yield2.69%
Payout ratio33%
Beta (1Y)-0.23
Volatility (1Y)21.9%
52-week range$41.29 – $55.56
Avg volume (50D)320.76K

Revenue & net income — last 8 quarters

Statements →

Chart pattern: Triple Top (daily)

Forming
HMN Triple Top chart

Trigger $43.50 (-18.3% away). Details →

Nov 3, 4:29 PM ET

Horace Mann raises 2026 core EPS guidance to $5.75-$5.95 after record Q3 core earnings

Positive earnings 2.02

Horace Mann reported third-quarter 2026 net income of $58.5 million, or $1.41 per diluted share, compared with $58.3 million, or $1.40, a year earlier. Core earnings rose to $85.1 million, or $2.06 per share, from $56.6 million, or $1.36, and the company raised its full-year 2026 core EPS guidance to $5.75-$5.95.

  • Q3 2026 core earnings of $85.1 million ($2.06 per diluted share), up 50.4% from $56.6 million a year earlier
  • Q3 2026 net income of $58.5 million ($1.41 per diluted share), versus $58.3 million ($1.40) in Q3 2025
  • Full-year 2026 core EPS guidance raised to $5.75-$5.95
  • Nine-month 2026 total revenues of $1,312.0 million, up 3.6% from $1,266.6 million
Read the filing on SEC.gov ↗
Aug 5, 4:25 PM ET

Horace Mann raises 2026 core EPS guidance to $4.60-$4.90 after Q2 profit rise

Positive earnings Written later 2.02

Horace Mann reported second-quarter 2026 net income of $41.6 million, or $1.01 per diluted share, up from $29.4 million a year earlier. The company also raised its full-year 2026 core EPS guidance to $4.60-$4.90, citing first-half results.

  • Q2 net income $41.6 million, up 41.5% from $29.4 million; core earnings $48.2 million, or $1.17 per diluted share, up from $1.06
  • Q2 total revenues $443.5 million, up 7.7% from $411.7 million
  • Property & Casualty segment Q2 combined ratio of 89.6%, improved more than 7 points over prior year
  • Q2 non-core earnings include an ($8.1) million out-of-period correction to net investment income tied to private debt securities
Read the filing on SEC.gov ↗
Jul 21, 4:17 PM ET

Horace Mann to buy ESI and RNIC from Medical Mutual of Ohio for about $240 million

Positive m&a Written later 1.012.03

Horace Mann agreed to acquire Employee Services, LLC (ESI) and Reserve National Insurance Company (RNIC), and to reinsure MedMutual Life Insurance Company's group life and disability business, from Medical Mutual of Ohio. The company says the businesses add nearly $200 million in annual revenue and are expected to be immediately accretive to core earnings per share, but the deal is financed with excess capital and borrowings under its revolving credit facility.

  • Total net purchase price is approximately $240 million, funded by excess capital and revolving credit facility borrowings.
  • The businesses add nearly $200 million in annual revenue, more than one million covered lives, about 7,000 employer relationships and over 1,000 agents and brokers.
  • ESI transaction is expected to close in the fourth quarter of 2026; RNIC and reinsurance transaction expected to close in the first quarter of 2027, subject to regulatory approvals.
  • Horace Mann will host a conference call on Wednesday, July 22, 2026 at 8:30 a.m. Eastern Time.
Read the filing on SEC.gov ↗
Jul 21, 4:16 PM ET

Horace Mann to buy ESI and RNIC from Medical Mutual of Ohio for about $240 million

Neutral m&a Written later 1.012.03

Horace Mann Educators agreed to acquire Employee Services, LLC (ESI) and Reserve National Insurance Company (RNIC), and to reinsure MedMutual Life Insurance Company's group life and disability business, all from Medical Mutual of Ohio. The total net purchase price is approximately $240 million, financed with excess capital and borrowings under Horace Mann's existing revolving credit facility. The company expects the transactions to be immediately accretive to core earnings per share and shareholder return on equity.

  • Total net purchase price of approximately $240 million, funded by excess capital and revolving credit facility borrowings.
  • Company says the businesses add nearly $200 million in annual revenue, more than one million covered lives, and about 7,000 employer relationships.
  • ESI transaction expected to close in Q4 2026; RNIC and group life and disability reinsurance expected to close in Q1 2027, with RNIC also subject to regulatory approvals.
  • Conference call on the transactions scheduled for Wednesday, July 22, 2026, at 8:30 a.m. Eastern Time.
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Trades disclosed by members of Congress

All HMN congressional trades →
TradedMemberTypeAmount
Aug 20, 2026Gilbert Cisneros CA-31Buy$1,001 – $15,000
Jul 10, 2026Gilbert Cisneros CA-31Buy$1,001 – $15,000
Jan 05, 2026Gilbert Cisneros CA-31Sell (partial)$1,001 – $15,000
Jun 11, 2025Lisa McClain MI-09 · SpouseSell$1,001 – $15,000
Jun 09, 2025Lisa McClain MI-09 · SpouseBuy$1,001 – $15,000
Apr 09, 2025Josh Gottheimer NJ-05 · JointSell (partial)$1,001 – $15,000

From House periodic transaction reports (STOCK Act); amounts are the form's ranges.

Insider transactions

All insider trades →
DateInsiderTypeSharesPriceValue
Nov 02Zuraitis Marita
Director, President & CEO
Sell 10b5-17.50K$47.20$353.97K
Oct 16Zuraitis Marita
Director, President & CEO
Sell 10b5-16.85K$46.24$316.73K
Oct 08Zuraitis Marita
Director, President & CEO
Sell 10b5-1550$46.01$25.31K
Oct 06Zuraitis Marita
Director, President & CEO
Sell 10b5-1100$46.00$4.60K

Prices are end-of-day and split-adjusted. Financial data from Horace Mann Educators Corporation's SEC XBRL filings. Not investment advice.