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Horace Mann Educators Corporation (HMN)

NYSE Financials Multi-line Insurance S&P SmallCap 600
$53.25
+0.08 (+0.15%)
Close of Nov 06, 2026 · end-of-day data
Source: Horace Mann Educators Corporation's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$1.13B$1.17B$1.19B$1.43B$1.31B$1.33B$1.38B$1.49B$1.60B$1.70B
Interest expense$11.81M$11.95M$13.00M$15.60M$15.20M$13.90M$19.40M$29.70M$34.60M$36.40M
Pre-tax income$114.23M$88.69M$19.54M$236.40M$159.60M$210.10M$16.50M$53.30M$128.60M$201.20M
Income tax$30.47M-$80.77M$1.19M$52.00M$26.30M$39.70M-$3.30M$8.30M$25.80M$39.10M
Net income$83.77M$169.46M$18.34M$184.40M$133.30M$170.40M$19.80M$45.00M$102.80M$162.10M
EPS (basic)$2.04$4.10$0.44$4.42$3.18$4.06$0.48$1.09$2.49$3.93
EPS (diluted)$2.02$4.08$0.44$4.40$3.17$4.04$0.47$1.09$2.48$3.90
Diluted shares41.48M41.56M41.89M41.90M42.00M42.20M41.80M41.40M41.50M41.60M
Net margin7.4%14.5%1.5%12.9%10.2%12.8%1.4%3.0%6.4%9.5%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$16.67M$7.63M$11.90M$25.50M$22.30M$133.70M$42.80M$29.70M$38.10M$27.50M
Goodwill$47.40M$47.40M$47.40M$49.10M$43.50M$43.50M$54.30M$54.30M$54.30M$54.30M
Total assets$10.58B$11.20B$11.03B$12.48B$13.47B$14.46B$13.31B$14.05B$14.49B$15.27B
Short-term debt——$0$135.00M$135.00M$249.00M$249.00M$0$0$0
Long-term debt$247.21M$297.47M$297.74M$298.02M$302.30M$253.60M$249.00M$546.00M$547.00M$593.40M
Total debt$247.21M$297.47M$297.74M$433.02M$437.30M$502.60M$498.00M$546.00M$547.00M$593.40M
Total liabilities$9.28B$9.70B$9.74B$10.91B$11.68B$12.58B$12.21B$12.87B$13.20B$13.78B
Shareholders' equity$1.29B$1.50B$1.29B$1.57B$1.79B$1.50B$1.10B$1.18B$1.29B$1.48B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$211.43M$256.59M$200.89M$127.60M$259.80M$204.90M$171.50M$302.10M$452.10M$553.20M
Free cash flow$211.43M$256.59M$200.89M$127.60M$259.80M$204.90M$171.50M$302.10M$452.10M$553.20M
Investing cash flow-$325.36M-$228.66M-$186.50M$55.90M-$406.80M-$302.00M-$214.60M-$107.40M-$135.80M-$252.10M
Financing cash flow$115.09M-$36.97M-$10.11M-$169.90M$143.80M$208.50M-$47.80M-$207.80M-$307.90M-$311.70M
Dividends paid$44.31M$46.11M$46.69M$47.30M$49.60M$51.40M$52.60M$53.90M$55.50M$57.10M
Stock-based compensation$1.21M$8.59M$8.35M$7.30M$6.70M$8.40M$8.90M$9.50M$9.90M$10.20M
Depreciation & amortization$6.90M$6.62M$7.36M$15.60M$23.40M$18.40M$27.60M$26.20M$26.40M$27.10M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.