Horace Mann raises 2025 core EPS guidance to $4.50-$4.70 as Q3 net income rises
Horace Mann reported third-quarter 2025 net income of $58.3 million, or $1.40 per diluted share, up from $34.3 million, or $0.83, a year earlier. The company also raised its full-year 2025 core earnings per share guidance to a range of $4.50 to $4.70, which gives shareholders a higher outlook for the year.
Key points
- Q3 2025 net income was $58.3 million, or $1.40 per diluted share, versus $34.3 million, or $0.83, in Q3 2024
- Q3 2025 core earnings were $56.6 million, or $1.36 per diluted share, versus $34.4 million, or $0.83, a year earlier
- Total revenues rose 6.4% to $438.5 million for the quarter
- Full-year 2025 core EPS guidance increased to $4.50 to $4.70; Property & Casualty combined ratio was 87.8% for the quarter
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 6:56 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 04, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.