Every material Form 8-K Horace Mann Educators filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Horace Mann reported third-quarter 2026 net income of $58.5 million, or $1.41 per diluted share, compared with $58.3 million, or $1.40, a year earlier. Core earnings rose to $85.1 million, or $2.06 per share, from $56.6 million, or $1.36, and the company raised its full-year 2026 core EPS guidance to $5.75-$5.95.
Q3 2026 core earnings of $85.1 million ($2.06 per diluted share), up 50.4% from $56.6 million a year earlier
Q3 2026 net income of $58.5 million ($1.41 per diluted share), versus $58.3 million ($1.40) in Q3 2025
Full-year 2026 core EPS guidance raised to $5.75-$5.95
Nine-month 2026 total revenues of $1,312.0 million, up 3.6% from $1,266.6 million
Horace Mann reported second-quarter 2026 net income of $41.6 million, or $1.01 per diluted share, up from $29.4 million a year earlier. The company also raised its full-year 2026 core EPS guidance to $4.60-$4.90, citing first-half results.
Q2 net income $41.6 million, up 41.5% from $29.4 million; core earnings $48.2 million, or $1.17 per diluted share, up from $1.06
Q2 total revenues $443.5 million, up 7.7% from $411.7 million
Property & Casualty segment Q2 combined ratio of 89.6%, improved more than 7 points over prior year
Q2 non-core earnings include an ($8.1) million out-of-period correction to net investment income tied to private debt securities
Horace Mann agreed to acquire Employee Services, LLC (ESI) and Reserve National Insurance Company (RNIC), and to reinsure MedMutual Life Insurance Company's group life and disability business, from Medical Mutual of Ohio. The company says the businesses add nearly $200 million in annual revenue and are expected to be immediately accretive to core earnings per share, but the deal is financed with excess capital and borrowings under its revolving credit facility.
Total net purchase price is approximately $240 million, funded by excess capital and revolving credit facility borrowings.
The businesses add nearly $200 million in annual revenue, more than one million covered lives, about 7,000 employer relationships and over 1,000 agents and brokers.
ESI transaction is expected to close in the fourth quarter of 2026; RNIC and reinsurance transaction expected to close in the first quarter of 2027, subject to regulatory approvals.
Horace Mann will host a conference call on Wednesday, July 22, 2026 at 8:30 a.m. Eastern Time.
Horace Mann Educators agreed to acquire Employee Services, LLC (ESI) and Reserve National Insurance Company (RNIC), and to reinsure MedMutual Life Insurance Company's group life and disability business, all from Medical Mutual of Ohio. The total net purchase price is approximately $240 million, financed with excess capital and borrowings under Horace Mann's existing revolving credit facility. The company expects the transactions to be immediately accretive to core earnings per share and shareholder return on equity.
Total net purchase price of approximately $240 million, funded by excess capital and revolving credit facility borrowings.
Company says the businesses add nearly $200 million in annual revenue, more than one million covered lives, and about 7,000 employer relationships.
ESI transaction expected to close in Q4 2026; RNIC and group life and disability reinsurance expected to close in Q1 2027, with RNIC also subject to regulatory approvals.
Conference call on the transactions scheduled for Wednesday, July 22, 2026, at 8:30 a.m. Eastern Time.
Horace Mann reported first-quarter 2026 net income of $41.2 million, or $1.00 per diluted share, up from $38.2 million, or $0.92, a year earlier. Core earnings, a non-GAAP measure, reached a record first-quarter $52.5 million, or $1.28 per share, and the company maintained its full-year 2026 core EPS guidance of $4.20-$4.50.
Total revenues were $429.3 million, up 3.1% from $416.4 million a year earlier.
Net income was $41.2 million ($1.00 per diluted share) versus $38.2 million ($0.92) in the prior-year quarter.
The company returned $33 million to shareholders in the first quarter, including $18 million of share repurchases.
Property & Casualty combined ratio was 83.3%, improved more than 5 points from the prior year.
Horace Mann Educators said Controller and Chief Accounting Officer Maureen Temchuk will begin a temporary maternity leave on or about March 30, 2026, and that Chief Financial Officer Ryan Greenier will serve as Interim Chief Accounting Officer during that time. The company expects Temchuk to resume her role when the leave ends, so the change is temporary and administrative.
Maureen Temchuk's leave begins on or about March 30, 2026, and is expected to last until about July 6, 2026.
Ryan Greenier, Executive Vice President and CFO since 2024, will serve as Interim Chief Accounting Officer.
Greenier will continue to receive his current compensation arrangements for the interim role.
The company expects Temchuk to resume her role as Chief Accounting Officer after the leave.
Horace Mann reported full-year 2025 net income of $162.1 million, or $3.90 per diluted share, up from $102.8 million a year earlier, and record core earnings of $195.8 million, or $4.71 per share. Fourth-quarter net income fell 5.2% to $36.2 million, and fourth-quarter core earnings per share fell 28.0% to $1.21, so the full-year gains came alongside a weaker final quarter for shareholders.
Full-year 2025 total revenues were $1,701.4 million, up 6.7% from $1,595.2 million in 2024.
Full-year core earnings were $195.8 million, or $4.71 per diluted share, up 38.5% from $3.40 per share in 2024.
Fourth-quarter 2025 net income was $36.2 million, or $0.87 per diluted share, compared with $38.2 million, or $0.92, in the fourth quarter of 2024.
Full-year Property & Casualty combined ratio was 89.7%, an improvement of more than 8 points over the prior year, which the company attributed to lower catastrophe losses.
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