Every material Form 8-K Horace Mann Educators filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Horace Mann reported third-quarter 2025 net income of $58.3 million, or $1.40 per diluted share, up from $34.3 million, or $0.83, a year earlier. The company also raised its full-year 2025 core earnings per share guidance to a range of $4.50 to $4.70, which gives shareholders a higher outlook for the year.
Q3 2025 net income was $58.3 million, or $1.40 per diluted share, versus $34.3 million, or $0.83, in Q3 2024
Q3 2025 core earnings were $56.6 million, or $1.36 per diluted share, versus $34.4 million, or $0.83, a year earlier
Total revenues rose 6.4% to $438.5 million for the quarter
Full-year 2025 core EPS guidance increased to $4.50 to $4.70; Property & Casualty combined ratio was 87.8% for the quarter
Horace Mann Educators said Executive Vice President and Chief Operating Officer Stephen J. McAnena stepped down from his officer position effective August 10, 2025. He will stay employed through March 1, 2026 to help transition his duties, at a salary of $575,000 per year.
Stephen J. McAnena stepped down as Executive Vice President and Chief Operating Officer effective August 10, 2025
He remains employed through March 1, 2026 (the Transition Period) at a salary of $575,000 per year
His outstanding equity awards continue to vest under current terms during the Transition Period; unvested awards terminate at its end
Separation is subject to the Horace Mann Service Corporation Executive Severance Plan
Horace Mann reported second-quarter 2025 net income of $29.4 million, or $0.71 per diluted share, up from $3.8 million a year earlier, and core earnings of $44.2 million, or $1.06 per share. The company raised its full-year 2025 core EPS guidance to $4.15 to $4.45, which signals higher expected profit for shareholders, though the filing notes an ($8.1) million out-of-period correction in net investment income.
Q2 2025 net income was $29.4 million ($0.71 per diluted share) versus $3.8 million ($0.09) in Q2 2024
Q2 2025 core earnings were $44.2 million ($1.06 per share) versus $11.3 million ($0.27) a year earlier
Full-year 2025 core EPS guidance raised to $4.15 to $4.45
Q2 total revenues were $411.7 million, up 6.1%; Property & Casualty combined ratio was 97.0%, improved 15 points
Horace Mann Educators entered a Fourth Amendment to its credit agreement with PNC Bank as administrative agent, dated May 19, 2025. The amendment extends the commitment termination date to May 19, 2030 and moves the loan benchmark from Eurodollar rates to Term SOFR, with a 10 basis point adjustment. The company had $0 outstanding and $325 million of available commitments as of May 19, 2025.
Commitment termination date extended to May 19, 2030, from July 12, 2026
Benchmark changed from Eurodollar-based rate to Term SOFR plus a 10 basis point adjustment
Applicable rate for Term SOFR borrowings remains at 115 basis points; unused commitment fee remains at 15 basis points
As of May 19, 2025, outstanding balance was $0 with $325 million of available commitments
Horace Mann reported first-quarter 2025 net income of $38.2 million, or $0.92 per diluted share, up from $26.5 million, or $0.64, a year earlier, on total revenues of $416.4 million, up 7.9%. The company also updated its full-year 2025 core earnings per share guidance to $3.85 to $4.15 to reflect a change in its core earnings definition, and appointed Maureen Temchuk as Controller and Chief Accounting Officer effective May 5, 2025.
Net income was $38.2 million, or $0.92 per diluted share, versus $26.5 million, or $0.64, in the first quarter of 2024.
Total revenues were $416.4 million, up 7.9% from $386.0 million.
Core earnings were $44.7 million, or $1.07 per diluted share, versus $25.8 million, or $0.62, a year earlier (non-GAAP).
Full-year 2025 core EPS guidance is $3.85 to $4.15, updated to reflect a change in the core earnings definition; Maureen Temchuk was appointed Controller and Chief Accounting Officer on May 5, 2025.
Horace Mann reported fourth-quarter and full-year 2024 results, with full-year net income of $103 million ($2.48 per diluted share) versus $45.0 million in 2023, and total revenues of $1,595.2 million, up 6.9%. The company also estimated 2025 core earnings per share at $3.60 to $3.90, and disclosed that Executive Vice President Matthew Sharpe will retire effective March 15, 2025.
Full-year 2024 net income was $103 million, or $2.48 per diluted share, compared with $1.09 per share in 2023; core earnings were $132 million, or $3.18 per share.
Fourth-quarter 2024 net income was $38.2 million, or $0.92 per share, versus $39.5 million, or $0.95 per share, a year earlier; fourth-quarter core earnings per share were $1.62, up from $0.84.
The fourth quarter included a $15.7 million after-tax charge related to non-core legacy commercial exposures.
2025 core EPS is estimated at $3.60 to $3.90, with a double-digit shareholder return on equity.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Horace Mann Educators filing is on SEC EDGAR ↗. 8-K briefs of other companies →