Kemper Q1 net income rises to $99.7 million, or $1.54 per diluted share
Kemper reported first-quarter 2025 net income of $99.7 million, or $1.54 per diluted share, up from $71.3 million, or $1.10, a year earlier. Adjusted net operating income rose to $106.4 million, or $1.65 per share, while total revenues increased $50.0 million to $1,193.0 million, driven by Specialty Property & Casualty earned premium growth. For shareholders, the filing shows higher earnings and a lower debt-to-capital ratio of 22.9%.
Key points
- Net income $99.7 million ($1.54 diluted per share) vs. $71.3 million ($1.10) in Q1 2024
- Adjusted net operating income $106.4 million ($1.65 per share) vs. $69.7 million ($1.07)
- Specialty P&C underlying combined ratio improved to 92.2% from 93.6% a year earlier
- Total revenues $1,193.0 million, up $50.0 million; book value per share $45.60 vs. $43.68 at year-end 2024
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:54 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on May 07, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.