Every material Form 8-K Kemper filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Kemper Corporation said on October 28, 2026 that it expects third quarter 2026 net income of about $52 million, or $0.88 per diluted share, compared with a net loss of $465 million, or $7.90 per share, in the second quarter, which included a $460 million goodwill impairment. The preliminary figures show higher operating earnings and an improved Specialty Auto combined ratio, and the company said it still has more work to do. Complete third quarter results are scheduled for November 9, 2026.
Net income expected at about $52 million, or $0.88 per diluted share, versus a net loss of $465 million, or $7.90 per share, in Q2 2026.
Adjusted Consolidated Net Operating Income expected at about $60 million, or $1.01 per diluted share, versus $26 million, or $0.45 per share, in Q2 2026.
Specialty Auto combined ratio expected at about 99.2%, down from 104.0% in Q2 2026, including about $23 million of favorable prior-year reserve development.
Complete Q3 results due Monday, November 9, 2026; conference call Tuesday, November 10, 2026, at 7:00 a.m. Central.
Kemper Corporation reported a second quarter 2026 net loss of $464.8 million, or $7.90 per share, compared with net income of $72.6 million, or $1.12 per diluted share, a year earlier. The loss reflects a non-cash goodwill impairment of $460 million, which the company says does not affect its cash generation, statutory capital, holding company liquidity or debt covenant compliance. Adjusted net operating income fell to $26.3 million, or $0.45 per share, from $84.1 million, or $1.30 per share.
Q2 2026 net loss of $464.8 million, or $7.90 per share, versus net income of $72.6 million, or $1.12 per diluted share, in Q2 2025
Goodwill impairment of $460 million, described as non-cash
Adjusted net operating income of $26.3 million, or $0.45 per share, versus $84.1 million, or $1.30 per share, a year earlier
Total revenues fell $132.9 million to $1,092.7 million, mainly due to lower Specialty Personal Automobile volumes and higher impairment losses
Kemper Corporation disclosed that Matthew A. Hunton, Executive Vice President and President of Kemper Auto, will leave his role effective August 3, 2026. The company describes the departure as a termination without cause, making Mr. Hunton eligible for benefits under its existing Executive Severance Plan.
Matthew A. Hunton, EVP and President, Kemper Auto, departs effective August 3, 2026
Company determined the departure on July 20, 2026; termination is without cause
Hunton eligible for benefits under the Kemper Corporation Executive Severance Plan, described in the May 27, 2026 8-K
Filing also includes Item 9.01 listing only an Inline XBRL cover page exhibit
Kemper Corporation appointed Stephen J. McAnena as President and Chief Executive Officer and a board member, effective June 1, 2026, replacing Interim CEO C. Thomas Evans, Jr., who returns to his role as Executive Vice President, Secretary, and General Counsel. The board also added Anthony J. DeSantis as a non-employee director, and the filing describes a new Executive Severance Plan covering key management.
McAnena, 54, was previously Executive Vice President and Chief Operating Officer at Horace Mann Educators Corporation from May 2023 to March 1, 2026.
McAnena's offer letter sets an annual base salary of $1,000,000 and a target bonus of 150% of base salary, plus equity awards with an aggregate target grant date value of $3,500,000.
DeSantis joins the board effective June 1, 2026, and was appointed to the Audit and Risk Committees.
The Executive Severance Plan was adopted May 21, 2026, and covers the new CEO, executive vice presidents, and named executive officers.
Kemper reported a first-quarter 2026 net loss of $1.7 million, or $(0.03) per share, compared with net income of $99.7 million, or $1.54 per diluted share, a year earlier. Adjusted consolidated net operating income fell to $12.5 million, or $0.21 per share, from $106.4 million, mainly due to higher claim severity and frequency in California personal auto. For shareholders, the quarter shows a sharp drop in earnings, with the company citing restructuring actions it expects to improve profitability.
Net loss of $1.7 million, or $(0.03) per diluted share, versus net income of $99.7 million, or $1.54 per diluted share, in Q1 2025.
Adjusted consolidated net operating income of $12.5 million, or $0.21 per share, versus $106.4 million, or $1.65 per share, a year earlier.
Total revenues of $1,107.2 million, down from $1,193.0 million; Specialty Personal Automobile underlying loss and LAE ratio rose to 87.7% from 70.1%.
Restructuring program has identified $60 million in run-rate savings, with $50 million already actioned.
Kemper Corporation reported a net loss attributable to shareholders of $8.0 million, or $(0.13) per diluted share, for the fourth quarter of 2025, compared with net income of $97.4 million, or $1.51 per diluted share, a year earlier. Adjusted net operating income fell to $14.6 million, or $0.25 per share, from $115.1 million, or $1.78 per share, with Specialty Property & Casualty results under pressure from bodily injury severity and a $35.0 million Florida Statutory Profit Limit Refund.
Q4 2025 total revenues fell $55.4 million to $1,131.4 million from the prior-year quarter.
Specialty Personal Automobile Underlying Combined Ratio was 110.0 percent, compared with 91.4 percent in Q4 2024.
Specialty Property & Casualty segment adjusted net operating income was $2.6 million, versus $101.2 million a year earlier.
Full-year 2025 net income was $143.3 million, or $2.29 per diluted share, down from $317.8 million, or $4.91, in 2024; C. Thomas Evans, Jr. is Interim CEO.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Kemper filing is on SEC EDGAR ↗. 8-K briefs of other companies →