Every material Form 8-K M&T Bank filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
M&T Bank Corporation reported third-quarter 2025 net income of $792 million, or $4.82 per diluted share, up from $721 million, or $4.02 per share, a year earlier. Net interest income and noninterest income both rose from the year-earlier quarter, while the provision for credit losses was $125 million. For shareholders, diluted earnings per share rose 20% from a year earlier, and the company repurchased $409 million of its common stock in the quarter.
Diluted EPS was $4.82, compared with $4.02 in the third quarter of 2024 and $4.24 in the second quarter of 2025.
Noninterest income was $752 million, up from $606 million a year earlier, including a $28 million earnout distribution and a $20 million distribution from Bayview Lending Group.
M&T repurchased 2.1 million shares for $409 million in the quarter, compared with $1.1 billion in the second quarter of 2025.
Nonaccrual loans were $1.5 billion at September 30, 2025, down from $1.9 billion a year earlier; the CET1 capital ratio was an estimated 10.99%.
M&T Bank reported second quarter 2025 net income of $716 million, or $4.24 per diluted share, up from $655 million and $3.73 a year earlier and from $584 million in the first quarter. The company repurchased 6,073,957 shares for $1.1 billion during the quarter, and its estimated CET1 capital ratio declined to 10.98%. M&T's stress capital buffer is estimated to fall from 3.8% to 2.7% effective October 1, 2025.
Net income of $716 million and diluted EPS of $4.24 for Q2 2025, compared with $655 million and $3.73 in Q2 2024
Diluted net operating EPS of $4.28, compared with $3.79 in Q2 2024 and $3.38 in Q1 2025
Share repurchases of 6,073,957 shares for a total cost of $1.1 billion, versus $662 million in Q1 2025
Estimated stress capital buffer of 2.7% effective October 1, 2025, down from 3.8%
M&T Bank Corporation reported first quarter 2025 net income of $584 million, or $3.32 per diluted share, up from $3.02 a year earlier but down from $3.86 in the fourth quarter of 2024. Net operating income was $594 million, or $3.38 per diluted share, and the company repurchased 3,415,303 shares for $662 million, lowering its estimated CET1 capital ratio to 11.50% at March 31, 2025.
Net income of $584 million and diluted EPS of $3.32, compared with $531 million and $3.02 in the first quarter of 2024 and $681 million and $3.86 in the fourth quarter of 2024.
Net operating income of $594 million, or $3.38 per diluted share, compared with $543 million and $3.09 a year earlier.
Provision for credit losses fell to $130 million from $200 million a year earlier, and nonaccrual loans were 1.14% of loans outstanding versus 1.71%.
Share repurchases totaled $662 million for 3,415,303 shares at an average cost of $192.06; the CET1 capital ratio was an estimated 11.50%, down from 11.68% at December 31, 2024.
M&T Bank Corporation reported fourth-quarter 2024 net income of $681 million, or $3.86 per diluted share, up from $482 million and $2.74 in the fourth quarter of 2023 but down from $721 million and $4.02 in the third quarter of 2024. For full-year 2024, net income was $2.59 billion, or $14.64 per diluted share, compared with $2.74 billion and $15.79 in 2023. The filing includes no financial guidance for 2025.
Q4 2024 net income $681 million and diluted EPS $3.86, versus $721 million and $4.02 in Q3 2024.
Full-year 2024 net income $2.59 billion and diluted EPS $14.64, versus $2.74 billion and $15.79 in 2023.
Estimated CET1 capital ratio rose to 11.67% at December 31, 2024, from 11.54% at September 30, 2024; M&T repurchased $200 million of common stock in Q4.
Nonaccrual loans fell to 1.25% of total loans at December 31, 2024, from 1.42% at September 30, 2024.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every M&T Bank filing is on SEC EDGAR ↗. 8-K briefs of other companies →