Every material Form 8-K M&T Bank filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
M&T Bank Corporation reported third quarter 2026 net income of $775 million, or $5.04 per diluted share, down from $818 million in the second quarter but up from $4.82 per share a year earlier. Net income fell 2% from the year-earlier quarter, while diluted EPS rose 5% as average diluted shares declined 7%, and the company repurchased $323 million of its stock during the quarter.
Net income $775 million vs. $818 million in Q2 2026 and $792 million in Q3 2025
Diluted EPS $5.04 vs. $5.32 in Q2 2026 and $4.82 in Q3 2025; diluted net operating EPS $5.08
Provision for credit losses $135 million vs. $120 million in Q2 2026; nonaccrual loans $1.3 billion at September 30, 2026
CET1 capital ratio estimated at 10.16% at September 30, 2026, vs. 10.19% at June 30, 2026
M&T Bank Corporation reported second quarter 2026 net income of $818 million, up 14% from $716 million a year earlier, and diluted earnings of $5.32 per share, up from $4.24. The company said the results reflect strong contributions from its commercial, retail, institutional services and wealth management businesses, and it repurchased $465 million of its common stock during the quarter.
Net income of $818 million vs. $716 million in Q2 2025 and $664 million in Q1 2026
Diluted earnings per share of $5.32, vs. $4.24 in Q2 2025 and $4.13 in Q1 2026
Net operating income of $823 million; net interest margin steady at 3.70%
Provision for credit losses fell to $120 million from $140 million in Q1 2026; nonaccrual loans were $1.2 billion at June 30, 2026
M&T Bank Corporation's Board elected Jeremy M. Jacobs Jr., CEO of Delaware North Companies, as a director effective June 16, 2026, and also to the board of its banking subsidiary, M&T Bank. The filing describes this as a board appointment with no reported financial results, and notes that Delaware North has ordinary-course credit relationships with M&T Bank on standard terms.
Jacobs was elected to M&T's Board and the M&T Bank board effective June 16, 2026.
Jacobs is chief executive officer of Delaware North Companies, Inc., a global hospitality and entertainment company.
As a non-employee director, he will take part in M&T's director compensation program described in the 2026 proxy statement filed March 10, 2026.
Delaware North and its affiliates have ordinary-course credit relationships with M&T Bank on substantially the same terms as other customers.
M&T Bank Corporation reported first quarter 2026 net income of $664 million, or $4.13 per diluted share, up from $584 million and $3.32 a year earlier but down from $759 million and $4.67 in the fourth quarter of 2025. The company also repurchased $1.25 billion of common stock during the quarter and reported an estimated CET1 capital ratio of 10.33% at March 31, 2026.
Net income $664 million, up 14% from $584 million in Q1 2025; diluted EPS $4.13 versus $3.32 a year earlier
Noninterest income $689 million, up from $611 million a year earlier; net interest margin 3.71% versus 3.66%
Repurchased 5.5 million shares for $1.25 billion in the quarter; estimated CET1 ratio 10.33% versus 11.50% a year earlier
Quarterly results were released April 15, 2026, with a conference call at 8:00 a.m. Eastern Time that day
M&T Bank reported fourth-quarter 2025 net income of $759 million, or $4.67 per diluted share, up from $681 million, or $3.86 per share, a year earlier but down from $792 million in the third quarter. For full-year 2025, net income was $2.85 billion, or $17.00 per diluted share, compared with $14.64 in 2024. The results show higher year-over-year earnings per share, while the sequential quarterly decline reflects lower other revenues and higher expenses.
Q4 2025 net income was $759 million, up 12% from $681 million in Q4 2024 and down from $792 million in Q3 2025.
Q4 2025 diluted earnings per share were $4.67, compared with $3.86 in Q4 2024 and $4.82 in Q3 2025.
Full-year 2025 diluted earnings per share were $17.00, up 16% from $14.64 in 2024.
M&T repurchased 2.7 million shares in Q4 2025 for a total cost of $507 million; the CET1 capital ratio was estimated at 10.84% at December 31, 2025.
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