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AI brief of an SEC Form 8-K · NBT Bancorp (NBTB)

NBT Bancorp Q4 net income rises to $36.0 million, or $0.76 per diluted share

Positive Impact 3 of 5 earnings Written later

NBT Bancorp reported fourth-quarter 2024 net income of $36.0 million, or $0.76 per diluted share, up from $30.4 million, or $0.64 per share, a year earlier. Full-year 2024 net income was $140.6 million, or $2.97 per share, compared with $118.8 million, or $2.65 per share, in 2023. The board also approved a first-quarter 2025 cash dividend of $0.34 per share, a 6.3% increase over the prior year's first quarter.

Key points

  • Fourth-quarter net interest income was $106.1 million, up $4.4 million from the third quarter of 2024.
  • Fourth-quarter diluted EPS of $0.76 compares with $0.80 in the third quarter of 2024 and $0.64 in the fourth quarter of 2023.
  • First-quarter 2025 dividend of $0.34 per share is payable March 17, 2025, to stockholders of record as of March 3, 2025.
  • The Evans Bancorp merger is expected to close in the second quarter of 2025; a conference call is set for 10:00 a.m. Eastern on January 28, 2025.

The filing

CompanyNBT Bancorp (NBTB)
Form8-K, current report
Filed with the SECJan 27, 2025, 4:30 PM ET
Accession number0001140361-25-002081

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 27, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.