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AI brief of an SEC Form 8-K · NBT Bancorp (NBTB)

NBT Bancorp Q1 2025 net income rises to $36.7 million, or $0.77 per diluted share

Positive Impact 3 of 5 earnings Written later

NBT Bancorp reported first quarter 2025 net income of $36.7 million, or $0.77 per diluted share, up from $33.8 million, or $0.71 per diluted share, a year earlier and $36.0 million, or $0.76, in the fourth quarter of 2024. Net interest margin rose to 3.44% and the company said its planned merger with Evans Bancorp is expected to close on May 2, 2025.

Key points

  • Net income was $36.7 million, or $0.77 per diluted share, versus $33.8 million, or $0.71, in Q1 2024
  • Operating diluted EPS, a non-GAAP measure, was $0.80 versus $0.68 in Q1 2024
  • Net interest margin on an FTE basis was 3.44%, up 10 basis points from Q4 2024
  • Evans Bancorp merger expected to close May 2, 2025; conference call set for April 25, 2025 at 10:00 a.m. Eastern

The filing

CompanyNBT Bancorp (NBTB)
Form8-K, current report
Filed with the SECApr 24, 2025, 4:30 PM ET
Accession number0001140361-25-015461

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 24, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.