NBT Bancorp Q2 net income $22.5 million, $0.44 a share, down from $32.7 million a year ago
NBT Bancorp reported second quarter 2025 results on July 28, 2025. GAAP net income was $22.5 million, or $0.44 per diluted share, down from $32.7 million, or $0.69, a year earlier, while operating diluted EPS was $0.88, up from $0.69. The board approved a third-quarter cash dividend of $0.37 per share, an 8.8% increase, and results include acquisition costs from the Evans Bancorp deal completed May 2, 2025.
Key points
- Net income $22.5 million, or $0.44 diluted EPS, versus $32.7 million, or $0.69, in Q2 2024 and $36.7 million, or $0.77, in Q1 2025
- Operating diluted EPS (non-GAAP) of $0.88, versus $0.69 in Q2 2024 and $0.80 in Q1 2025
- Q2 2025 included $17.2 million of acquisition expenses tied to the Evans Bancorp acquisition completed May 2, 2025
- Quarterly cash dividend of $0.37 per share, up $0.03, payable September 15, 2025 to holders of record as of September 1, 2025
The filing
Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 28, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.