Every material Form 8-K NMI Holdings filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
NMI Holdings reported third quarter 2025 net income of $96.0 million, or $1.22 per diluted share, up from $92.8 million, or $1.15 per diluted share, a year earlier. Total revenue rose to $178.7 million from $166.1 million, and primary insurance-in-force reached $218.4 billion. Adjusted diluted EPS of $1.21 was slightly below the $1.22 reported in the second quarter, and the loss ratio increased to 12.3% from 7.2% a year earlier.
Net income of $96.0 million and diluted EPS of $1.22, compared with $92.8 million and $1.15 in Q3 2024
Total revenue of $178.7 million, compared with $166.1 million in Q3 2024
Adjusted diluted EPS of $1.21, compared with $1.22 in Q2 2025
Loss ratio of 12.3%, compared with 7.2% in Q3 2024; book value per share excluding unrealized gains and losses was $33.32
NMI Holdings reported second-quarter 2025 net income of $96.2 million, or $1.21 per diluted share, up from $92.1 million, or $1.13 per share, a year earlier, and total revenue of $173.8 million, up from $162.1 million. Results were lower than the first quarter of 2025, when net income was $102.6 million, or $1.28 per diluted share, and insurance claims rose to $13.4 million from $4.5 million.
Q2 2025 net income was $96.2 million, or $1.21 per diluted share, compared with $92.1 million, or $1.13, in Q2 2024 and $102.6 million, or $1.28, in Q1 2025.
Adjusted diluted EPS was $1.22, compared with $1.20 in Q2 2024 and $1.28 in Q1 2025.
Total revenue was $173.8 million, compared with $162.1 million in Q2 2024 and $173.2 million in Q1 2025.
Loss ratio was 9.0%, compared with 0.2% in Q2 2024 and 3.0% in Q1 2025; book value per share excluding unrealized gains and losses was $32.08 at June 30, 2025.
NMI Holdings reported first-quarter 2025 net income of $102.6 million, or $1.28 per diluted share, up from $89.0 million, or $1.08 per diluted share, a year earlier. Total revenue rose to $173.2 million from $156.3 million, and book value per share excluding net unrealized gains and losses reached $30.85. The results, furnished in a press release under Item 2.02, show higher earnings per share for shareholders compared with the prior-year quarter.
Net income of $102.6 million, or $1.28 per diluted share, versus $89.0 million, or $1.08, in the first quarter of 2024.
Total revenue of $173.2 million, compared with $156.3 million in the first quarter of 2024.
Loss ratio of 3.0%, compared with 2.7% a year earlier; expense ratio of 20.2%, compared with 21.8%.
Book value per share excluding net unrealized gains and losses was $30.85, up 17% from $26.42 a year earlier.
NMI Holdings reported fourth-quarter 2024 net income of $86.2 million, or $1.07 per diluted share, up from $83.4 million and $1.01 a year earlier but down from $92.8 million and $1.15 in the third quarter. Full-year 2024 net income rose to $360.1 million, or $4.43 per diluted share, from $322.1 million, or $3.84, in 2023, and the board authorized an additional $250 million share repurchase through December 31, 2027.
Q4 2024 net income $86.2 million, $1.07 per diluted share, vs. $83.4 million, $1.01 in Q4 2023 and $92.8 million, $1.15 in Q3 2024
Full-year 2024 net income $360.1 million, $4.43 per diluted share, vs. $322.1 million, $3.84 in 2023; adjusted diluted EPS $4.50
Q4 2024 loss ratio 12.0%, up from 6.2% a year earlier and 7.2% in Q3 2024; total revenue $166.5 million
Board authorized an additional $250 million share repurchase plan effective through December 31, 2027
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
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