NMI Holdings reported third-quarter 2026 net income of $93.5 million, or $1.23 per diluted share, for the quarter ended September 30, 2026. That was down from $105.8 million, or $1.38 per share, in the second quarter, but up slightly from $1.22 per share in the third quarter of 2025, while total revenue of $187.6 million was roughly flat sequentially and up from $178.7 million a year earlier.
Diluted EPS was $1.23 versus $1.38 in Q2 2026 and $1.22 in Q3 2025; adjusted diluted EPS was $1.23.
Insurance claims and claim expenses were $29.1 million, with a loss ratio of 18.7% versus 8.3% in Q2 2026 and 12.3% in Q3 2025.
Book value per share excluding unrealized gains and losses was $38.13, up 14% from $33.32 a year earlier.
The company repurchased 626,383 shares for $27.1 million in the quarter and has bought back $435 million since the program began.
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From NMI Holdings, Inc.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$706.44M
+8.5%
$4.92
+11.1%
55.1%
FY2024
$650.97M
+12.4%
$4.43
+15.4%
55.3%
FY2023
$579.00M
+10.6%
$3.84
+13.3%
55.6%
FY2022
$523.35M
+7.9%
$3.39
+27.9%
56.0%
FY2021
$485.07M
+12.0%
$2.65
+24.4%
47.6%
Frequently asked questions
When is NMI Holdings's next earnings date?
NMI Holdings has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did NMI Holdings earn last quarter?
For the quarter ended Sep 2026, NMI Holdings reported diluted EPS of $1.23 (+0.8% year over year) on revenue of $187.55M (+5.0%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.