OFG Bancorp 4Q25 diluted EPS rose to $1.27 from $1.09 a year earlier on higher revenue
OFG Bancorp reported fourth-quarter 2025 results, with diluted EPS of $1.27 versus $1.09 in 4Q24 and $1.16 in 3Q25, and total core revenues of $185.4 million versus $181.9 million a year earlier. For full year 2025, diluted EPS was $4.58 versus $4.23 in 2024, and core revenues were $729.8 million versus $709.6 million. Management attributed the quarter's EPS growth partly to a favorable tax benefit, and non-interest expense and credit losses rose.
Key points
- 4Q25 diluted EPS of $1.27, up from $1.16 in 3Q25 and $1.09 in 4Q24
- 4Q25 income tax was a benefit of $8.5 million, including $16.8 million in discrete tax benefits
- Non-interest expense rose to $105.0 million from $96.5 million in 3Q25; provision for credit losses was $31.9 million
- Share repurchases totaled $40.1 million in 4Q25 and $91.6 million for the full year 2025
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 6:56 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 22, 2026.
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