Every material Form 8-K OFG Bancorp filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
OFG Bancorp reported results for the quarter ended September 30, 2025, with diluted EPS of $1.16, up from $1.15 in the prior quarter and $1.00 a year earlier. Total core revenues rose to $184.0 million from $174.1 million in the year-earlier quarter, while credit provisions and net charge-offs increased from the prior quarter, which shareholders should weigh alongside the profit gain.
Diluted EPS of $1.16 vs. $1.15 in 2Q25 and $1.00 in 3Q24; the CEO said EPS grew 16% year-over-year
Total core revenues of $184.0 million vs. $182.2 million in 2Q25 and $174.1 million in 3Q24
Total provision for credit losses of $28.3 million vs. $21.7 million in 2Q25; net charge-offs of $20.2 million (1.00% of average loans)
Company repurchased 477,600 common shares for $20.4 million in the quarter; tangible book value per share was $28.92
OFG Bancorp reported results for the quarter ended June 30, 2025, in a press release furnished under Item 2.02. Diluted EPS was $1.15, up from $1.00 in the first quarter of 2025 and $1.08 in the second quarter of 2024, and total core revenues rose to $182.2 million. For shareholders, the quarter shows higher earnings and revenue than both comparison periods, although the CET1 capital ratio declined from the prior quarter.
Diluted EPS of $1.15 for Q2 2025, compared with $1.00 in Q1 2025 and $1.08 in Q2 2024
Total core revenues of $182.2 million, compared with $178.3 million in Q1 2025 and $179.4 million in Q2 2024
Net income available to common stockholders of $51.8 million, compared with $45.6 million in Q1 2025
CET1 capital ratio of 13.99%, down from 14.27% in Q1 2025; tangible book value per share rose to $27.67 from $26.66
OFG Bancorp reported first-quarter 2025 results for the period ended March 31, 2025, with diluted earnings per share of $1.00, down from $1.09 in the fourth quarter of 2024 and $1.05 a year earlier. Total core revenues were $178.3 million, compared with $181.9 million in the fourth quarter and $174.2 million a year earlier. The company also repurchased $23.4 million of common shares and raised its quarterly common dividend from $0.25 to $0.30 per share, which shareholders will weigh against the lower earnings.
Diluted EPS was $1.00, versus $1.09 in 4Q24 and $1.05 in 1Q24.
Total core revenues were $178.3 million, versus $181.9 million in 4Q24 and $174.2 million in 1Q24.
Net income available to common stockholders was $45.6 million, versus $50.3 million in 4Q24 and $49.7 million in 1Q24.
The company repurchased $23.4 million of common shares and increased the common dividend 20%; CET1 ratio was 14.27% at March 31, 2025.
OFG Bancorp reported fourth-quarter 2024 results, with diluted EPS of $1.09 versus $1.00 in the third quarter and $0.98 in the fourth quarter of 2023. Total core revenues were $181.9 million, up from $174.1 million in the third quarter, and full-year 2024 diluted EPS was $4.23 versus $3.83 in 2023. For shareholders, both quarterly and annual earnings and revenue measures improved, though provision for credit losses and non-interest expense both rose from the prior quarter.
4Q24 diluted EPS was $1.09, compared with $1.00 in 3Q24 and $0.98 in 4Q23.
Total core revenues were $181.9 million in 4Q24, compared with $174.1 million in 3Q24 and $175.6 million in 4Q23.
Total provision for credit losses was $30.2 million in 4Q24, compared with $21.4 million in 3Q24.
Common shares worth $45.9 million were repurchased in 4Q24, leaving $29.7 million in repurchase authorization as of December 31, 2024.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every OFG Bancorp filing is on SEC EDGAR ↗. 8-K briefs of other companies →