OFG Bancorp (OFG)

NYSE Financials Regional Banks S&P SmallCap 600

$50.82

+0.13 (+0.26%)

Close of Nov 06, 2026 · end-of-day data

Source: OFG Bancorp's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD

Fiscal year	FY2019	FY2020	FY2021	FY2022	FY2023
Revenue	$0	$0	$0	$0	$0
Interest expense	$51.00M	$64.92M	$41.83M	$33.49M	$88.01M
Pre-tax income	$75.25M	$94.83M	$214.60M	$244.10M	$265.25M
Income tax	$21.41M	$20.50M	$68.45M	$77.87M	$83.38M
Net income	$53.84M	$74.33M	$146.15M	$166.24M	$181.87M
EPS (basic)	$0.92	$1.32	$2.85	$3.46	$3.85
EPS (diluted)	$0.92	$1.32	$2.81	$3.44	$3.83
Diluted shares	51.72M	51.55M	51.37M	48.44M	47.55M

Balance sheet

fiscal years · USD

Fiscal year	FY2019	FY2020	FY2021	FY2022	FY2023
Cash & equivalents	$851.31M	$2.15B	$2.02B	$550.31M	$748.17M
Goodwill	$86.07M	$86.07M	$86.07M	$84.24M	$84.24M
Total assets	$9.30B	$9.83B	$9.90B	$9.82B	$11.34B
Total liabilities	$8.25B	$8.74B	$8.83B	$8.78B	$10.15B
Shareholders' equity	$1.05B	$1.09B	$1.07B	$1.04B	$1.19B

Cash flow

fiscal years · USD

Fiscal year	FY2019	FY2020	FY2021	FY2022	FY2023
Operating cash flow	$109.62M	$34.96M	$100.04M	$164.46M	$295.66M
Capital expenditures	$12.97M	$15.26M	$23.05M	$31.00M	$17.86M
Free cash flow	$96.65M	$19.70M	$76.99M	$133.46M	$277.80M
Investing cash flow	$842.17M	$757.50M	-$182.93M	-$1.51B	-$1.40B
Financing cash flow	-$549.10M	$510.36M	-$49.04M	-$124.70M	$1.31B
Dividends paid	$14.38M	$14.38M	$19.72M	$30.09M	$41.01M
Stock-based compensation	$2.13M	$2.17M	$6.25M	$4.18M	$5.00M
Depreciation & amortization	$8.50M	$12.70M	$14.10M	$15.80M	$20.39M

Income statement

quarters · USD

Quarter ended	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Revenue	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Interest expense	$8.41M	$7.75M	$7.13M	$8.16M	$10.45M	$13.09M	$18.34M	$23.92M	$32.66M	$39.32M	—	—
Pre-tax income	$48.61M	$54.09M	$59.35M	$62.52M	$68.14M	$65.13M	$65.78M	$65.90M	$68.43M	$67.92M	$71.26M	$61.78M
Income tax	$15.33M	$16.57M	$18.92M	$20.60M	$21.77M	$18.90M	$21.61M	$21.02M	$21.84M	$18.23M	$20.13M	$14.78M
Net income	$33.28M	$37.52M	$40.43M	$41.92M	$46.37M	$46.23M	$44.17M	$44.87M	$46.60M	$49.69M	$51.13M	$47.00M
EPS (basic)	$0.67	$0.77	$0.84	$0.88	$0.97	$0.97	$0.93	$0.95	$0.99	$1.06	$1.09	$1.01
EPS (diluted)	$0.66	$0.76	$0.84	$0.87	$0.97	$0.96	$0.93	$0.95	$0.99	$1.05	$1.08	$1.00
Diluted shares	-378.00K	49.48M	48.39M	47.93M	-158.00K	47.94M	47.49M	47.39M	-53.00K	47.34M	47.13M	46.85M

Balance sheet

quarters · USD

Quarter ended	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Cash & equivalents	$2.02B	$1.86B	$1.31B	$815.27M	$550.31M	$847.35M	$798.97M	$532.70M	$748.17M	$754.39M	$740.43M	$680.59M
Goodwill	$86.07M	$86.07M	$86.07M	$86.07M	$84.24M	$84.24M	$84.24M	$84.24M	$84.24M	$84.24M	$84.24M	$84.24M
Total assets	$9.90B	$10.19B	$10.25B	$10.06B	$9.82B	$10.06B	$10.03B	$10.26B	$11.34B	$11.16B	$11.26B	$11.46B
Total liabilities	$8.83B	$9.15B	$9.23B	$9.06B	$8.78B	$8.97B	$8.93B	$9.16B	$10.15B	$9.94B	$10.03B	$10.14B
Shareholders' equity	$1.07B	$1.04B	$1.01B	$993.87M	$1.04B	$1.09B	$1.10B	$1.10B	$1.19B	$1.22B	$1.23B	$1.32B

Cash flow

quarters · USD

Quarter ended	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Operating cash flow	$7.92M	$39.20M	$50.48M	$25.86M	$48.91M	$52.20M	$47.14M	$88.79M	$107.52M	$60.99M	$95.09M	$58.15M
Capital expenditures	$8.90M	$9.07M	$8.31M	$7.45M	$6.17M	$3.12M	$4.54M	$3.95M	$6.25M	$6.19M	$4.72M	$6.38M
Free cash flow	-$979.00K	$30.13M	$42.17M	$18.41M	$42.74M	$49.08M	$42.60M	$84.84M	$101.28M	$54.80M	$90.37M	$51.77M
Investing cash flow	-$59.12M	-$525.17M	-$592.15M	-$373.70M	-$21.92M	$70.12M	-$45.94M	-$572.67M	-$856.26M	$163.52M	-$105.98M	-$186.71M
Financing cash flow	-$680.84M	$318.05M	-$6.78M	-$144.01M	-$291.96M	$174.71M	-$49.72M	$217.60M	$964.21M	-$218.29M	-$3.06M	$68.72M
Dividends paid	$5.08M	$6.00M	$7.33M	$7.18M	$9.58M	$9.57M	$10.53M	$10.36M	$10.55M	$10.38M	$11.91M	$11.73M
Stock-based compensation	$1.25M	$973.00K	$1.03M	$911.00K	$1.27M	$965.00K	$1.40M	$1.35M	$1.28M	$1.17M	$1.97M	$1.59M
Depreciation & amortization	—	—	—	—	—	—	—	—	—	$5.29M	$5.31M	$5.43M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.