Every material Form 8-K Oak Valley Bancorp has filed with the SEC since April 23, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Oak Valley Bancorp reported unaudited third-quarter 2026 net income of $6.45 million, or $0.77 per diluted share, up from $5.11 million in the second quarter but down from $6.69 million, or $0.81 per share, a year earlier. For the nine months ended September 30, 2026, net income was $16.87 million, or $2.02 per diluted share, versus $17.58 million, or $2.12 per share, in the same period of 2025, so results remain below last year's pace.
Q3 2026 net income $6.45 million, $0.77 diluted EPS, versus $5.11 million and $0.61 in Q2 2026 and $6.69 million and $0.81 in Q3 2025
Net interest margin rose to 4.24% in Q3 2026 from 4.15% in Q2 2026 and 4.16% in Q3 2025
Non-interest expense was $13.42 million in Q3 2026, down from $14.16 million in Q2 2026 but up from $12.70 million a year earlier
Total assets were $1.98 billion at September 30, 2026, down $25.4 million from June 30, 2026
Oak Valley Bancorp reported unaudited second-quarter 2026 net income of $5,114,000, or $0.61 per diluted share, down from $5,588,000, or $0.67, a year earlier. Net interest income and loans grew, but higher non-interest expense outweighed these gains, and the company also declared a $0.375 per share cash dividend.
Q2 2026 net income was $5,114,000 ($0.61 diluted EPS), versus $5,309,000 ($0.64) in Q1 2026 and $5,588,000 ($0.67) in Q2 2025.
Net interest income rose to $18,944,000 from $18,154,000 a year earlier; net interest margin was 4.15%.
Non-interest expense rose to $14,157,000 from $12,443,000 a year earlier, which the company attributed to staffing and growth-related costs.
Board declared a cash dividend of $0.375 per share, payable August 14, 2026, to shareholders of record on August 3, 2026.
Oak Valley Bancorp reported unaudited first-quarter 2026 net income of $5.3 million, or $0.64 per diluted share, in a press release dated April 22, 2026. That was flat with the same quarter a year earlier but down from $6.3 million, or $0.76 per diluted share, in the prior quarter, as operating expenses rose and net interest income fell. Shareholders get a flat year-over-year profit with a weaker sequential quarter, and the filing gives no guidance.
Net income $5.3 million ($0.64 diluted EPS) versus $6.3 million ($0.76) in Q4 2025 and $5.3 million ($0.64) in Q1 2025
Net interest income $18.8 million, down from $19.5 million in Q4 2025 and up from $17.8 million in Q1 2025
Non-interest expense rose to $13.5 million from $12.3 million in Q4 2025; efficiency ratio 62.99% versus 55.94%
Non-performing assets $4.6 million (0.23% of total assets), up from zero a year earlier after one collateral-dependent loan was placed on non-accrual in December 2025
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Oak Valley Bancorp filing is on SEC EDGAR ↗. 8-K briefs of other companies →