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AI brief of an SEC Form 8-K · Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Q1 2026 net income $5.3 million, flat from a year earlier

Mixed Impact 3 of 5 earnings Written later

Oak Valley Bancorp reported unaudited first-quarter 2026 net income of $5.3 million, or $0.64 per diluted share, in a press release dated April 22, 2026. That was flat with the same quarter a year earlier but down from $6.3 million, or $0.76 per diluted share, in the prior quarter, as operating expenses rose and net interest income fell. Shareholders get a flat year-over-year profit with a weaker sequential quarter, and the filing gives no guidance.

Key points

  • Net income $5.3 million ($0.64 diluted EPS) versus $6.3 million ($0.76) in Q4 2025 and $5.3 million ($0.64) in Q1 2025
  • Net interest income $18.8 million, down from $19.5 million in Q4 2025 and up from $17.8 million in Q1 2025
  • Non-interest expense rose to $13.5 million from $12.3 million in Q4 2025; efficiency ratio 62.99% versus 55.94%
  • Non-performing assets $4.6 million (0.23% of total assets), up from zero a year earlier after one collateral-dependent loan was placed on non-accrual in December 2025

The filing

CompanyOak Valley Bancorp (OVLY)
Form8-K, current report
Filed with the SECApr 23, 2026, 1:15 PM ET
Accession number0001437749-26-013128

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 10:08 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 23, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.