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AI brief of an SEC Form 8-K · Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Q3 profit rises from Q2 but falls from year earlier

Mixed Impact 3 of 5 earnings Written later

Oak Valley Bancorp reported unaudited third-quarter 2026 net income of $6.45 million, or $0.77 per diluted share, up from $5.11 million in the second quarter but down from $6.69 million, or $0.81 per share, a year earlier. For the nine months ended September 30, 2026, net income was $16.87 million, or $2.02 per diluted share, versus $17.58 million, or $2.12 per share, in the same period of 2025, so results remain below last year's pace.

Key points

  • Q3 2026 net income $6.45 million, $0.77 diluted EPS, versus $5.11 million and $0.61 in Q2 2026 and $6.69 million and $0.81 in Q3 2025
  • Net interest margin rose to 4.24% in Q3 2026 from 4.15% in Q2 2026 and 4.16% in Q3 2025
  • Non-interest expense was $13.42 million in Q3 2026, down from $14.16 million in Q2 2026 but up from $12.70 million a year earlier
  • Total assets were $1.98 billion at September 30, 2026, down $25.4 million from June 30, 2026

The filing

CompanyOak Valley Bancorp (OVLY)
Form8-K, current report
Filed with the SECOct 23, 2026, 2:09 PM ET
Accession number0001437749-26-033387

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 10:08 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 23, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.