Oak Valley Bancorp Q2 net income falls to $5.1 million, or $0.61 per diluted share
Oak Valley Bancorp reported unaudited second-quarter 2026 net income of $5,114,000, or $0.61 per diluted share, down from $5,588,000, or $0.67, a year earlier. Net interest income and loans grew, but higher non-interest expense outweighed these gains, and the company also declared a $0.375 per share cash dividend.
Key points
- Q2 2026 net income was $5,114,000 ($0.61 diluted EPS), versus $5,309,000 ($0.64) in Q1 2026 and $5,588,000 ($0.67) in Q2 2025.
- Net interest income rose to $18,944,000 from $18,154,000 a year earlier; net interest margin was 4.15%.
- Non-interest expense rose to $14,157,000 from $12,443,000 a year earlier, which the company attributed to staffing and growth-related costs.
- Board declared a cash dividend of $0.375 per share, payable August 14, 2026, to shareholders of record on August 3, 2026.
The filing
Written by AI on Nov 9, 2026, 10:08 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 23, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.