Every material Form 8-K Renasant filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Renasant agreed to merge with Commercial Holding Company, parent of Commercial Bank & Trust, with Commercial shareholders receiving 0.8798 Renasant shares for each Commercial share, about 2.64 million shares in total. Including a $35.7 million pre-closing special cash dividend, the filing puts the aggregate transaction value at about $142 million, based on a $40.29 10-day average RNST price. The deal is expected to close in the first quarter of 2027, subject to regulatory approvals and Commercial shareholder approval, and would add Commercial Bank's roughly $1.1 billion in assets to Renasant's West Tennessee presence.
Commercial shareholders to receive 0.8798 Renasant shares per share, about 2.64 million shares in aggregate
Aggregate transaction value about $142 million, including a $35.7 million special cash dividend
Commercial to pay a $7,000,000 termination fee under certain circumstances
Expected closing in the first quarter of 2027, subject to regulatory and Commercial shareholder approvals
Renasant reported third-quarter 2026 net income of $78.9 million, or $0.86 per diluted share, down from $87.1 million and $0.94 in the second quarter but up from $59.8 million and $0.63 a year earlier, when merger and conversion expenses weighed on results. Loans rose $555.9 million linked quarter, and the board approved a $175.0 million stock repurchase program effective October 27, 2026.
Net income $78.9 million vs. $87.1 million in Q2 2026 and $59.8 million in Q3 2025
Net interest margin 3.77%, down 6 basis points linked quarter
Provision for credit losses $13.3 million vs. $3.8 million in Q2 2026
Board approved a $175.0 million repurchase program; $42.6 million of stock was bought back in Q3 2026
Renasant Corporation said Catherine Mealor, a Managing Director at Keefe, Bruyette & Woods, will join as Executive Vice President and Chief Financial Officer on October 5, 2026, and become CFO on January 1, 2027. James C. Mabry IV, CFO since August 2020, will retire as CFO on December 31, 2026, and the Board intends to nominate him as a director at the 2027 Annual Meeting of Shareholders.
Mealor joins October 5, 2026 and becomes CFO of Renasant and Renasant Bank on January 1, 2027.
Mealor's employment agreement sets a $600,000 base salary, a $400,000 cash signing award and stock valued at $450,000, and a two-year initial term.
Her target annual bonus is 75% of base salary under the Performance-Based Rewards Plan, starting with periods on or after January 1, 2027.
Mabry will serve as Executive Advisor from January 1, 2027 and is expected to serve in that role until the 2027 Annual Meeting.
Renasant Corporation reported second-quarter 2026 net income of $87.1 million, or $0.94 diluted EPS, compared with $88.2 million and $0.94 in the first quarter and $1.0 million and $0.01 in the second quarter of 2025. Adjusted diluted EPS (non-GAAP) was $0.94, up from $0.69 a year earlier, and the company raised its quarterly dividend to $0.24 per share.
Net income was $87.1 million, down from $88.2 million in the first quarter of 2026; diluted EPS was flat at $0.94.
Net interest margin was 3.83%, down 4 basis points linked quarter; net interest income was $227.7 million on a fully tax equivalent basis.
Company repurchased $60.0 million of common stock in the second quarter, with $101.8 million of authorization remaining as of June 30, 2026.
Total deposits decreased $398.4 million linked quarter, including $367.7 million of seasonal outflows in public fund deposits.
Renasant Corporation sold $300 million of 6.25% fixed-to-floating rate subordinated notes due 2036, priced at 100% of principal, with the offering closing on May 7, 2026. The company expects net proceeds of approximately $295.7 million, which it intends to use for general corporate purposes, including a potential redemption of $40 million of its 5.50% notes due September 1, 2031. The notes are intended to qualify as Tier 2 capital, and shareholders should note that they add $300 million of subordinated debt to the company's obligations.
Notes: $300 million aggregate principal, priced at 100% of principal, maturing June 1, 2036
Fixed 6.25% interest through June 1, 2031; then Three-Month Term SOFR plus 245 basis points
Net proceeds approximately $295.7 million; closed May 7, 2026
Possible use: redeem $40 million of 5.50% notes due September 1, 2031
Renasant reported first-quarter 2026 net income of $88.2 million, or $0.94 per diluted share, up from $78.9 million and $0.83 in the fourth quarter of 2025 and from $41.5 million and $0.65 in the first quarter of 2025. The board raised the quarterly cash dividend by $0.01 to $0.24 per share and increased the stock repurchase authorization by $100.0 million, leaving about $136.8 million available as of April 28, 2026.
Net income $88.2 million; diluted EPS $0.94 vs. $0.83 in Q4 2025 and $0.65 in Q1 2025
Adjusted diluted EPS (non-GAAP) $0.93 vs. $0.91 in Q4 2025 and $0.66 in Q1 2025
Net interest income (fully tax equivalent) $228.4 million, down $3.9 million linked quarter; net interest margin 3.87%, down 2 basis points
Quarterly dividend $0.24 per share, payable June 30, 2026, to holders of record as of June 16, 2026
Effective March 11, 2026, Renasant Bank and M. Ray (Hoppy) Cole, Jr. amended his employment agreement dated April 1, 2025, changing how he participates in the Performance Based Rewards Plan (PBRP) annual cash bonus plan. Under the amendment, he is eligible for calendar-year bonuses starting with 2025, and the 2025 payment is prorated to 75% of the total. The filing does not report any financial impact, and all other material terms of the agreement remain unchanged.
Amendment effective March 11, 2026, to the employment agreement dated April 1, 2025
2025 PBRP payment prorated to 75% of the total, reflecting nine months of service in 2025
If employed through April 1, 2027 and separating on that date, payment equals target award prorated to 25%
All other material terms of the employment agreement remain unchanged
Renasant Corporation reported fourth-quarter 2025 net income of $78.9 million, or $0.83 per diluted share, up from $59.8 million in the third quarter and $44.7 million a year earlier. For the full year, net income fell to $181.3 million from $195.5 million, which the filing ties partly to a $50.0 million after-tax Day 1 acquisition provision.
Q4 2025 net income $78.9 million vs. $59.8 million in Q3 2025 and $44.7 million in Q4 2024
Q4 2025 diluted EPS $0.83; adjusted diluted EPS (non-GAAP) $0.91 vs. $0.73 in Q4 2024
Full-year 2025 diluted EPS $2.07 vs. $3.27 in 2024, including a $50.0 million after-tax Day 1 acquisition provision
Q4 2025 merger and conversion related expenses of $10.6 million; $150.0 million buyback program runs until October 2026
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Renasant filing is on SEC EDGAR ↗. 8-K briefs of other companies →