Every material Form 8-K Renasant filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Director Richard Heyer told Renasant on November 10, 2025, that he will not stand for election when his term expires at the 2026 Annual Meeting of Shareholders. He will also retire from the board of subsidiary Renasant Bank at that time. The filing says the decision did not arise from any disagreement with the company on its operations, policies or practices.
Dr. Richard Heyer notified the company on November 10, 2025
His board term ends at the 2026 Annual Meeting, scheduled for April 28, 2026
He will also retire from the board of Renasant Bank, a wholly-owned subsidiary
The filing states no disagreement with the company on operations, policies or practices
Renasant reported third-quarter 2025 net income of $59.8 million, or $0.63 per diluted share, up from $1.0 million, or $0.01, in the second quarter, which included a $50.0 million after-tax Day 1 acquisition provision. Adjusted diluted EPS, a non-GAAP measure, was $0.77, compared with $0.69 in the prior quarter and $0.70 a year earlier. The company also approved a new $150.0 million stock repurchase program effective October 28, 2025, replacing an expired $100.0 million program.
Net income $59.8 million and diluted EPS $0.63 for Q3 2025, versus $1.0 million and $0.01 in Q2 2025; Q3 included $17.5 million of merger and conversion related expenses
Net interest income (fully tax equivalent) $228.1 million, up $5.4 million linked quarter; noninterest income $46.0 million, down from $48.3 million
Loans increased $462.1 million linked quarter; deposits decreased $158.1 million, mainly due to public fund seasonality
Nonperforming loans rose to 0.90% of total loans from 0.76% at June 30, 2025; provision for credit losses was $10.5 million versus $81.3 million in Q2
Renasant reported second-quarter 2025 results after completing its merger with The First Bancshares, Inc. on April 1, 2025. Net income fell to $1.0 million, or $0.01 per diluted share, from $41.5 million in the first quarter and $38.8 million a year earlier, mainly due to a $66.6 million Day 1 acquisition provision for credit losses and $20.5 million in merger and conversion expenses. Adjusted diluted EPS, a non-GAAP measure, was $0.69, compared with $0.66 in the first quarter and $0.69 a year earlier.
Net income was $1.0 million, or $0.01 diluted EPS, versus $41.5 million and $0.65 in Q1 2025
Adjusted diluted EPS (non-GAAP) was $0.69, versus $0.66 in Q1 2025 and $0.69 in Q2 2024
Day 1 acquisition provision for credit losses was $66.6 million; merger and conversion expenses were $20.5 million
Total assets reached $26.6 billion at June 30, 2025, up from $18.3 billion at March 31, 2025; no buybacks occurred in Q2 under the $100.0 million program
Effective May 1, 2025, Kevin D. Chapman became Chief Executive Officer of Renasant Corporation and Renasant Bank, in addition to his role as President, as part of a previously announced succession plan. C. Mitchell Waycaster stepped down as CEO and remains Executive Vice Chairman, and E. Robinson McGraw resigned as an officer but remains Chairman of the Board, so the change is a leadership transition rather than a change in board control.
Kevin D. Chapman assumed the CEO role on May 1, 2025 and remains President of the Company and the Bank.
C. Mitchell Waycaster stepped down as CEO and will continue as Executive Vice Chairman, including work on strategic planning, investor relations, and mergers and acquisitions.
E. Robinson McGraw resigned as an officer and employee of the Company and the Bank and will continue as a director and Chairman of the Board.
Chapman has been President since May 2023 and Chief Operating Officer since May 2018.
Renasant reported first-quarter 2025 net income of $41.5 million, or $0.65 per diluted share, down from $44.7 million in the fourth quarter of 2024 and $39.4 million in the first quarter of 2024. Adjusted diluted EPS, a non-GAAP measure, was $0.66, compared with $0.65 a year earlier. The company completed its merger with The First Bancshares, Inc. on April 1, 2025, which the filing says adds about $8.0 billion in assets before purchase accounting adjustments.
Net interest margin rose to 3.45%, up 9 basis points from the fourth quarter of 2024, and net interest income was $137.4 million on a fully tax-equivalent basis.
Provision for credit losses was $4.8 million, up $2.6 million from the prior quarter.
No shares were repurchased in the first quarter under the $100.0 million buyback program, which runs through October 2025.
The quarterly cash dividend was $0.22 per share, unchanged from prior periods shown.
Renasant Corporation completed its merger with The First Bancshares, Inc. on April 1, 2025, with each First share converted into 1.00 Renasant share. Renasant also assumed $133,786,000 of subordinated debentures and notes, and its board grew to 17 directors, while Executive Chairman E. Robinson McGraw agreed to resign as an officer effective May 1, 2025, when Kevin D. Chapman becomes Chief Executive Officer.
Merger completed April 1, 2025; each First share converted into 1.00 Renasant share, with cash paid in lieu of fractional shares
Renasant assumed subordinated debentures and notes totaling $133,786,000 in aggregate principal amount
Board increased to 17 directors with four new seats filled by M. Ray (Hoppy) Cole, Jr., Jonathan A. Levy, Renee Moore and Ted E. Parker
E. Robinson McGraw will resign as an officer effective May 1, 2025; Kevin D. Chapman becomes CEO on that date, and McGraw has a $672,185.55 severance payment
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Renasant filing is on SEC EDGAR ↗. 8-K briefs of other companies →