Every material Form 8-K Seacoast Banking Corporation of Florida filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Seacoast Banking Corporation of Florida furnished an investor presentation for its one-on-one investor meetings, showing third quarter 2026 net income of $59.9 million, or $0.55 per share, up 64% from the prior-year quarter. Adjusted net income was $71.8 million, or $0.66 per share, and the company's full-year 2026 adjusted EPS outlook is $2.48 to $2.52. The presentation is unaudited for these measures and is furnished rather than filed, so shareholders should review the full investor materials.
Third quarter 2026 net income was $59.9 million, or $0.55 per share, up 1% from the prior quarter and 64% from the prior-year quarter.
Adjusted net income was $71.8 million, or $0.66 per share, up 9% from the prior quarter.
Full-year 2026 adjusted EPS outlook is $2.48 to $2.52, versus $1.84 in 2025; noninterest expense was $133.3 million, including $15.5 million of merger and integration costs.
Tier 1 capital ratio was 14.1% at quarter end, and over 1.2 million shares were repurchased year to date.
Seacoast Banking Corporation of Florida reported unaudited third-quarter 2026 results, with net income of $59.9 million, or $0.55 per diluted share, up from $36.5 million a year earlier and flat per share from the prior quarter. Net revenues rose 3% from the prior quarter to $215.0 million, but book value per share fell to $26.83 from $28.20 as higher rates reduced the value of its securities portfolio, and the efficiency ratio worsened to 61.0% from 58.5%.
Net income $59.9 million, or $0.55 per diluted share, versus $59.5 million, or $0.55, in Q2 2026 and $36.5 million, or $0.42, in Q3 2025
Adjusted net income (non-GAAP) of $71.8 million, or $0.66 per diluted share, up from $65.8 million, or $0.61, in the prior quarter
Net interest margin stable at 3.83%; total deposits fell to $16.6 billion from $16.8 billion; book value per share fell to $26.83 from $28.20
Merger and integration costs of $15.5 million; nonperforming loans decreased to $73.3 million from $86.5 million
Seacoast Banking Corporation of Florida reported second-quarter 2026 net income of $59.5 million, or $0.55 per diluted share, up from $31.9 million in the first quarter and $42.7 million a year earlier. Adjusted net income was $65.8 million, or $0.61 per share, down from $67.8 million, or $0.62, in the prior quarter. Net revenues rose 27% from the prior quarter to $208.2 million, though the first quarter included a $39.5 million securities repositioning loss.
Net income of $59.5 million, or $0.55 per diluted share, versus $31.9 million, or $0.29, in Q1 2026 and $42.7 million, or $0.50, in Q2 2025
Adjusted net income of $65.8 million, or $0.61 per diluted share, versus $67.8 million, or $0.62, in Q1 2026
Net revenues of $208.2 million, up 27% from Q1 2026 and 38% from Q2 2025
Net interest margin was 3.83%, stable from Q1 2026; the company repurchased 751,680 shares in the quarter
Seacoast Banking Corporation of Florida disclosed that director H. Gilbert Culbreth Jr. notified the company on May 27, 2026, of his decision to resign from its Board of Directors, effective June 15, 2026. He will remain on the board of its principal operating subsidiary, Seacoast National Bank, and the company said the resignation was for personal reasons and not due to any disagreement.
Resignation notified May 27, 2026; effective June 15, 2026
Culbreth was appointed to the Company's Board in 2008 and sat on the compensation and governance committee
Culbreth will remain on the board of Seacoast National Bank
Company states the resignation was for personal reasons and not a result of any disagreement
Seacoast reported first-quarter 2026 net income of $31.9 million, which included a pre-tax loss of approximately $39.5 million from a January securities repositioning. Adjusted net income was $67.8 million, or $0.62 per share, and management said its 2026 guidance remains on track. Nonperforming loans rose 30% in the quarter to $95.0 million, which shareholders may want to watch.
Net income of $31.9 million included a $39.5 million loss from selling about $277.0 million in securities in January 2026
Adjusted net income of $67.8 million, or $0.62 per share, rose 42% from the prior quarter and 111% from the prior year quarter
Net interest margin rose 17 basis points to 3.83% from 3.66% in the fourth quarter of 2025
Nonperforming loans were $95.0 million at March 31, 2026, up $23.0 million from $76.3 million at December 31, 2025
Seacoast Banking Corporation of Florida increased its board from eleven to fourteen members on March 26, 2026, appointing Michael E. Griffin, Kathleen B. Kay and Randolph A. Moore, III, effective immediately. The company said the additions bring real estate, technology, information security and legal expertise and support succession planning. The filing also discloses that Mr. Moore's former law firm, Alston & Bird, LLP, received approximately $2,735,332 from Seacoast in 2025 for legal services.
Board size increased from eleven to fourteen; three directors appointed effective March 26, 2026
Mr. Griffin joins the audit committee; Ms. Kay joins the audit, compensation and governance, and information and technology committees
Seacoast paid Alston & Bird, LLP approximately $2,735,332 for legal services in 2025; Mr. Moore is a former senior partner at the firm
The three directors will stand for election as Class III directors at the 2026 annual meeting
Seacoast reported fourth-quarter 2025 net income of $34.3 million and net revenues of $203.3 million, up 53% from a year earlier, following its acquisition of Villages Bancorporation, which closed October 1, 2025. Results included $18.1 million in merger and integration costs and $23.4 million in day-one credit provisions tied to that deal. The company also disclosed a pre-tax loss of about $39.5 million from a January 2026 securities sale, which will affect first-quarter 2026 results.
Net revenues were $203.3 million, up $70.4 million, or 53%, from the fourth quarter of 2024.
Net income of $34.3 million included $18.1 million in merger and integration costs and $23.4 million in day-one credit provisions.
Adjusted pre-tax pre-provision earnings were $93.2 million, up 65% from the fourth quarter of 2024.
On January 23, 2026, the company sold securities with a 1.9% average book yield, a pre-tax loss of about $39.5 million, and reinvested about $277 million at a 4.8% yield.
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