AI filing briefs

Sound Financial Bancorp, Inc. (SFBC)

SFBC 8-K filings, explained

Every material Form 8-K Sound Financial Bancorp, Inc. has filed with the SEC since April 28, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.

Briefs on record3since Apr 28, 2026
Latest filingOct 27, 2026earnings
High impact (4-5)0of 3 briefs
TonePositive1Mixed2

2026

Oct 27, 5:15 PM ET

Sound Financial Bancorp Q3 EPS $0.90, down from $0.98 in Q2 but up from $0.66 a year ago

Mixed earnings Written later 2.028.01

Sound Financial Bancorp reported third-quarter 2026 net income of $2.3 million, or $0.90 per diluted share, down from $2.5 million, or $0.98, in the prior quarter and up from $1.7 million, or $0.66, a year earlier. The board also declared a regular quarterly cash dividend of $0.21 per share, payable November 20, 2026 to holders of record on November 6, 2026.

  • Q3 2026 net income $2.3 million, $0.90 diluted EPS, versus $0.98 in Q2 2026 and $0.66 in Q3 2025
  • Net interest margin rose to 3.76% from 3.74% in Q2 2026 and 3.48% in Q3 2025
  • Total loans held-for-portfolio fell to $878.0 million from $892.0 million in Q2 2026; nonperforming loans rose to $8.5 million from $2.7 million a year earlier
  • Quarterly cash dividend of $0.21 per share, payable November 20, 2026
Read the filing on SEC.gov ↗
Jul 28, 5:36 PM ET

Sound Financial Bancorp Q2 net income rises to $2.5 million, or $0.98 per share

Positive earnings Written later 2.028.01

Sound Financial Bancorp reported second-quarter 2026 net income of $2.5 million, or $0.98 diluted earnings per share, up from $1.6 million ($0.61) in the first quarter and $2.1 million ($0.79) a year earlier. The company said net interest margin rose to 3.73%, helped by a large prepayment penalty on a commercial loan that it does not expect to repeat. The board also declared a $0.21 per share cash dividend payable August 21, 2026.

  • Q2 2026 net income of $2.5 million, or $0.98 diluted EPS, compared with $0.61 in Q1 2026 and $0.79 in Q2 2025
  • Net interest margin of 3.73%, up from 3.51% in Q1 2026 and 3.67% in Q2 2025
  • Total deposits fell $37.6 million to $930.9 million at June 30, 2026; total assets were $1.07 billion
  • Cash dividend of $0.21 per share, payable August 21, 2026 to stockholders of record on August 7, 2026
Read the filing on SEC.gov ↗
Apr 28, 5:18 PM ET

Sound Financial Q1 EPS $0.61, down from $0.87 in Q4 but up from $0.45 a year earlier

Mixed earnings Written later 2.028.01

Sound Financial Bancorp reported first-quarter 2026 net income of $1.6 million, or $0.61 per diluted share, and declared a $0.21 per share cash dividend. Earnings fell from the prior quarter but rose from a year earlier, while net interest income and net interest margin improved on both comparisons. The dividend is payable May 26, 2026, to holders of record on May 11, 2026.

  • Net income of $1.6 million, or $0.61 diluted EPS, for the quarter ended March 31, 2026, versus $2.2 million, or $0.87, in Q4 2025 and $1.2 million, or $0.45, in Q1 2025.
  • Net interest income rose 4.4% from Q4 2025 to $9.0 million and 12.1% from Q1 2025; net interest margin was 3.49% versus 3.36% in Q4 2025.
  • Noninterest expense rose 15.1% from Q4 2025 to $7.9 million, and nonperforming loans rose 27.6% to $7.4 million.
  • Cash dividend of $0.21 per share, payable May 26, 2026, to stockholders of record at the close of business on May 11, 2026.
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.

Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Sound Financial Bancorp, Inc. filing is on SEC EDGAR ↗. 8-K briefs of other companies →