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AI brief of an SEC Form 8-K · Sound Financial Bancorp, Inc. (SFBC)

Sound Financial Bancorp Q3 EPS $0.90, down from $0.98 in Q2 but up from $0.66 a year ago

Mixed Impact 3 of 5 earnings Written later

Sound Financial Bancorp reported third-quarter 2026 net income of $2.3 million, or $0.90 per diluted share, down from $2.5 million, or $0.98, in the prior quarter and up from $1.7 million, or $0.66, a year earlier. The board also declared a regular quarterly cash dividend of $0.21 per share, payable November 20, 2026 to holders of record on November 6, 2026.

Key points

  • Q3 2026 net income $2.3 million, $0.90 diluted EPS, versus $0.98 in Q2 2026 and $0.66 in Q3 2025
  • Net interest margin rose to 3.76% from 3.74% in Q2 2026 and 3.48% in Q3 2025
  • Total loans held-for-portfolio fell to $878.0 million from $892.0 million in Q2 2026; nonperforming loans rose to $8.5 million from $2.7 million a year earlier
  • Quarterly cash dividend of $0.21 per share, payable November 20, 2026

The filing

CompanySound Financial Bancorp, Inc. (SFBC)
Form8-K, current report
Filed with the SECOct 27, 2026, 5:15 PM ET
Accession number0001541119-26-000026

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.