Sound Financial Bancorp Q2 net income rises to $2.5 million, or $0.98 per share
Sound Financial Bancorp reported second-quarter 2026 net income of $2.5 million, or $0.98 diluted earnings per share, up from $1.6 million ($0.61) in the first quarter and $2.1 million ($0.79) a year earlier. The company said net interest margin rose to 3.73%, helped by a large prepayment penalty on a commercial loan that it does not expect to repeat. The board also declared a $0.21 per share cash dividend payable August 21, 2026.
Key points
- Q2 2026 net income of $2.5 million, or $0.98 diluted EPS, compared with $0.61 in Q1 2026 and $0.79 in Q2 2025
- Net interest margin of 3.73%, up from 3.51% in Q1 2026 and 3.67% in Q2 2025
- Total deposits fell $37.6 million to $930.9 million at June 30, 2026; total assets were $1.07 billion
- Cash dividend of $0.21 per share, payable August 21, 2026 to stockholders of record on August 7, 2026
The filing
Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 28, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.