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AI brief of an SEC Form 8-K · Sound Financial Bancorp, Inc. (SFBC)

Sound Financial Q1 EPS $0.61, down from $0.87 in Q4 but up from $0.45 a year earlier

Mixed Impact 3 of 5 earnings Written later

Sound Financial Bancorp reported first-quarter 2026 net income of $1.6 million, or $0.61 per diluted share, and declared a $0.21 per share cash dividend. Earnings fell from the prior quarter but rose from a year earlier, while net interest income and net interest margin improved on both comparisons. The dividend is payable May 26, 2026, to holders of record on May 11, 2026.

Key points

  • Net income of $1.6 million, or $0.61 diluted EPS, for the quarter ended March 31, 2026, versus $2.2 million, or $0.87, in Q4 2025 and $1.2 million, or $0.45, in Q1 2025.
  • Net interest income rose 4.4% from Q4 2025 to $9.0 million and 12.1% from Q1 2025; net interest margin was 3.49% versus 3.36% in Q4 2025.
  • Noninterest expense rose 15.1% from Q4 2025 to $7.9 million, and nonperforming loans rose 27.6% to $7.4 million.
  • Cash dividend of $0.21 per share, payable May 26, 2026, to stockholders of record at the close of business on May 11, 2026.

The filing

CompanySound Financial Bancorp, Inc. (SFBC)
Form8-K, current report
Filed with the SECApr 28, 2026, 5:18 PM ET
Accession number0001541119-26-000016

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.