Every material Form 8-K Simmons First National filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Simmons First National Corporation reported third quarter 2026 net income of $47.1 million, or $0.32 diluted EPS, down from $66.7 million and $0.46 in the second quarter of 2026, while total revenue rose to $251.2 million from $248.6 million. Adjusted diluted EPS rose to $0.54 from $0.50, excluding $43.2 million in pre-tax items such as branch rightsizing, severance and certain professional services costs. For shareholders, GAAP earnings declined while adjusted earnings and net interest margin improved, and management plans to outline future financial targets at an Investor Day in December.
Net income $47.1 million in 3Q26 vs $66.7 million in 2Q26; diluted EPS $0.32 vs $0.46
Adjusted diluted EPS $0.54 vs $0.50 in 2Q26; certain items totaled $43.2 million pre-tax
Net interest margin rose 8 basis points to 3.92%; total deposits fell to $18.6 billion from $19.7 billion
Nonperforming loans rose to $179.9 million from $166.1 million; about $161 million remains under the 2026 buyback program, with no repurchases in the quarter
Simmons First National Corp said it will close 26 Simmons Bank branches across its six-state footprint, effective December 4, 2026, as part of a broader review of its retail network. The company expects roughly $20 million to $23 million in pre-tax expenses tied to the closures, mostly in the third quarter of 2026, and is part of a wider set of operating initiatives it expects to cost $40 million to $45 million in the same quarter and to add $37 million to $42 million a year to pre-provision net revenue once fully implemented.
26 Simmons Bank branches to close, effective December 4, 2026; about 100 associates affected, with roughly 70% expected to be placed in other roles
Branch closure expenses estimated at $20 million to $23 million pre-tax, including $17 million to $19 million in real estate write-downs and lease termination fees
Broader initiatives expected to cost $40 million to $45 million pre-tax in Q3 2026 and to lift annual PPNR by $37 million to $42 million once fully implemented, though some benefit may be reinvested
Simmons First National Corp reported second quarter 2026 net income of $66.7 million, or $0.46 per diluted share, compared with $68.5 million, or $0.47 per share, in the first quarter of 2026 and $54.8 million, or $0.43 per share, a year earlier. Total revenue rose to $248.6 million from $241.4 million in the prior quarter, and the company's adjusted diluted EPS was $0.50, excluding certain items such as branch rightsizing and severance costs. The filing gives no earnings guidance for future periods.
Net income $66.7 million vs. $68.5 million in Q1 2026 and $54.8 million in Q2 2025
Diluted EPS $0.46 vs. $0.47 in Q1 2026 and $0.43 in Q2 2025; adjusted diluted EPS $0.50
Total revenue $248.6 million vs. $241.4 million in Q1 2026 and $214.2 million in Q2 2025
Repurchased about 0.7 million shares at an average price of $21.52; about $161 million remained under the 2026 program as of June 30, 2026
At its May 13, 2026 annual meeting, Simmons First shareholders approved an amended and restated 2023 Stock and Incentive Plan, raising the maximum shares issuable under the plan to 7,350,000 and extending the grant period to May 12, 2036. Shareholders also elected all fourteen directors and ratified Forvis Mazars, LLP as auditor for 2026, while the non-binding say-on-pay vote passed with 99,152,664 for and 11,387,331 against.
Plan share cap raised by 3,550,000 shares to 7,350,000 since inception on April 18, 2023
Plan adds an annual $750,000 limit on combined cash and equity pay for non-employee directors
Say-on-pay resolution: 99,152,664 for, 11,387,331 against, 494,439 abstain
Forvis Mazars, LLP ratified as independent auditor for year ending December 31, 2026 with 121,341,116 for and 5,308,580 against
Simmons First National Corporation reported first quarter 2026 net income of $68.5 million and diluted EPS of $0.47, compared with $78.1 million and $0.54 in the fourth quarter of 2025. Total revenue was $241.4 million, down from $249.0 million in the prior quarter but up from $209.6 million a year earlier. Both profit and revenue declined from the fourth quarter, while the year-over-year comparison improved.
Net income $68.5 million and diluted EPS $0.47 for Q1 2026, versus $78.1 million and $0.54 in Q4 2025 and $32.4 million and $0.26 in Q1 2025
Total revenue $241.4 million, versus $249.0 million in Q4 2025 and $209.6 million in Q1 2025
Total loans rose to $17.9 billion, up 10 percent annualized from Q4 2025; net interest margin was 3.84 percent
Nonperforming loans increased to $141.9 million from $112.7 million in Q4 2025, which the company attributed primarily to a single real estate construction relationship
Simmons First National amended James M. Brogdon's change in control severance agreement on February 27, 2026, raising the termination compensation formula from two times to three times his Base Period Income. The filing does not state Brogdon's title or any dollar amount, so the financial effect cannot be quantified from this document.
Amendment dated February 27, 2026 among Simmons First National Corporation, Simmons Bank and James M. Brogdon
Termination compensation multiplier increased from two times to three times Base Period Income
Original Executive Change in Control Severance Agreement dated July 30, 2021; full amendment filed as Exhibit 10.1
Simmons First National Corp reported fourth-quarter 2025 net income of $78.1 million and diluted EPS of $0.54, up from $48.3 million and $0.38 in the fourth quarter of 2024. The quarter followed a third-quarter net loss of $562.8 million tied to a balance sheet repositioning, so the results reflect a recovery from that loss. The filing gives no guidance for 2026.
Diluted EPS of $0.54 compared with $(4.00) in the third quarter of 2025 and $0.38 in the fourth quarter of 2024
Adjusted diluted EPS of $0.54, compared with $0.46 in the third quarter of 2025 and $0.39 in the fourth quarter of 2024
Net interest margin rose 31 basis points to 3.81 percent; total revenue was $249.0 million
Nonperforming loan ratio fell to 0.64 percent from 0.90 percent; $175 million remained under the 2024 buyback program at December 31, 2025
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
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