Toast, Inc. (TOST)

NYSE Financials Transaction & Payment Processing Services S&P MidCap 400
$34.67
-0.49 (-1.39%)
Close of Nov 06, 2026 · end-of-day data
SMA 50SMA 2005Y/10Y use weekly candles (10/40-week averages)

Performance

price return
1W+9.4%
1M+13.6%
3M-2.9%
6M+38.4%
YTD-2.4%
1Y-11.2%
3Y+113.9%
5Y-34.9%

Key statistics

Full financials →
Market cap$20.5B
P/E (TTM)37.7
EPS (TTM, diluted)$0.92
P/S2.87
P/B8.97
EV / EBITDA34.4
Revenue (TTM)$7.15B
Revenue growth+22.1%
Net margin7.7%
ROE24.0%
Debt / equity0.00
FCF yield2.9%
Dividend yield—
Payout ratio—
Beta (1Y)0.93
Volatility (1Y)46.2%
52-week range$22.26 – $39.67
Avg volume (50D)8.84M

Revenue & net income — last 8 quarters

Statements →
Nov 3, 4:12 PM ET

Toast Reports Third Quarter 2026 Results and CFO Transition

Positive earnings 2.025.02

Toast reported third quarter 2026 financial results, highlighting net income of $169 million and a 24% increase in annualized recurring run-rate to $2.5 billion. The company also raised its full-year guidance for Adjusted EBITDA and non-GAAP gross profit. Additionally, President and CFO Elena Gomez announced her departure effective at the end of the year, with SVP of Finance Michael Senno appointed as her successor.

  • Net income reached $169 million in the third quarter of 2026 compared to $105 million in the prior-year period.
  • Annualized recurring run-rate (ARR) grew 24% year-over-year to $2.5 billion as of September 30, 2026.
  • Full-year 2026 Adjusted EBITDA guidance was raised to a range of $840 million to $850 million.
  • Michael Senno was appointed Chief Financial Officer effective January 1, 2027, succeeding Elena Gomez.
Read the filing on SEC.gov ↗
Oct 1, 7:48 AM ET

Toast CRO Jonathan Vassil to step down December 31, 2026, citing retirement

Neutral leadership Written later 5.02

Toast disclosed that Chief Revenue Officer Jonathan Vassil will step down effective December 31, 2026, as part of a planned retirement. The company said the departure was not due to any disagreement with its management, policies or practices.

  • Jonathan Vassil notified Toast of his decision on September 28, 2026.
  • His departure as Chief Revenue Officer takes effect December 31, 2026.
  • He will remain a non-executive employee through April 2, 2027.
  • The filing states the resignation was not due to any disagreement with the company.
Read the filing on SEC.gov ↗
Aug 4, 4:12 PM ET

Toast Q2 net income rises to $154 million from $80 million; full-year outlook raised

Positive earnings Written later 2.02

Toast reported second-quarter 2026 results, with total revenue of $1.9 billion, up from $1.55 billion a year earlier, and net income of $154 million, up from $80 million. The company raised its full-year 2026 outlook for non-GAAP subscription services and financial technology solutions gross profit growth and for adjusted EBITDA, although operating cash flow fell to $144 million from $223 million.

  • Total revenue was $1.9 billion in Q2 2026 versus $1.55 billion in Q2 2025; diluted EPS was $0.26 versus $0.13.
  • Q2 adjusted EBITDA was $221 million, including a one-time benefit of about $10 million from tariff refunds.
  • Full-year 2026 adjusted EBITDA outlook raised to $805 million to $825 million from $790 million to $810 million.
  • Q2 operating cash flow was $144 million versus $223 million a year earlier; Q3 adjusted EBITDA is expected at $210 million to $220 million.
Read the filing on SEC.gov ↗
May 7, 4:20 PM ET

Toast Q1 net income rises to $126 million; raises 2026 adjusted EBITDA outlook

Positive earnings Written later 2.02

Toast reported first-quarter 2026 results, with net income of $126 million, up from $56 million a year earlier, and diluted EPS of $0.20 versus $0.09. The company raised its full-year 2026 adjusted EBITDA outlook to $790 million to $810 million, from $775 million to $795 million, which signals higher expected profitability for shareholders.

  • Net income was $126 million in Q1 2026, compared with $56 million in Q1 2025.
  • Operating income was $110 million, compared with $43 million a year earlier.
  • Full-year 2026 adjusted EBITDA outlook raised to $790 million to $810 million; non-GAAP subscription services and financial technology solutions gross profit growth outlook raised to 21%-23%.
  • Repurchased 14 million shares for $378 million year-to-date through May 6, 2026.
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Recent SEC filings

EDGAR ↗

Famous investors who own TOST

All investors →
InvestorValue% of portfolioLast quarter
Renaissance Technologies $53.84M0.07% Reduced
Cathie Wood ARK Investment Management $51.74M0.34% Added
Ray Dalio Bridgewater Associates $39.75M0.16% Added

From each investor's latest 13F filing (Q2 2026); positions are as of the quarter end and filed up to 45 days later.

Trades disclosed by members of Congress

All TOST congressional trades →
TradedMemberTypeAmount
Jul 08, 2026Thomas H. Kean Jr NJ-07Buy$1,001 – $15,000

From House periodic transaction reports (STOCK Act); amounts are the form's ranges.

Insider transactions

All insider trades →
DateInsiderTypeSharesPriceValue
Nov 04Vassil Jonathan
Chief Revenue Officer
Sell 10b5-14.60K$36.00$165.62K
Nov 02Vassil Jonathan
Chief Revenue Officer
Sell 10b5-114.28K$33.70$481.22K
Nov 03Niola Rossana
Principal Accounting Officer
Sell1.13K$33.45$37.74K
Nov 01Niola Rossana
Principal Accounting Officer
Option Exercise3.30K—$0
Oct 24Bharadwaj Anutthara
Director
Option Exercise3.57K—$0
Oct 05Vassil Jonathan
Chief Revenue Officer
Sell 10b5-17.62K$30.19$230.17K
Oct 02Gomez Elena
President, CFO
Sell11.89K$29.35$348.90K
Oct 02Fredette Stephen
Director, President
Sell9.37K$29.35$274.99K
Oct 02Narang Aman
Director, CEO
Sell14.71K$29.35$431.88K
Oct 02Elworthy Brian R
General Counsel
Sell6.51K$29.35$191.01K
Oct 02Vassil Jonathan
Chief Revenue Officer
Sell 10b5-113.46K$29.69$399.76K

Prices are end-of-day and split-adjusted. Financial data from Toast, Inc.'s SEC XBRL filings. Not investment advice.