United Fire Group reported third-quarter 2026 results on November 3, 2026. Net income fell 10% to $35.1 million, or $1.34 per diluted share, as the combined ratio rose 2.7 points to 94.6%, even though net written premium grew 13% to $371.4 million. For the nine months ended September 30, 2026, the company reported record net income of $98.5 million and record earnings per share of $3.78 diluted.
Third-quarter net income was $35.1 million ($1.34 per diluted share), down from $39.2 million ($1.49 per diluted share) a year earlier.
Net written premium rose 13% to $371.4 million, led by growth in the core commercial business.
Combined ratio increased to 94.6% from 91.9%, with the underlying loss ratio at 57.3% and the catastrophe loss ratio at 2.4%.
Management will discuss the results on an earnings call at 9:00 a.m. CT on November 4, 2026.
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From United Fire Group, Inc.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$1.39B
+10.6%
$4.48
+87.4%
8.5%
FY2024
$1.25B
+14.4%
$2.39
—
4.9%
FY2023
$1.10B
+11.7%
$-1.18
-300.0%
-2.7%
FY2022
$980.29M
-8.1%
$0.59
—
1.5%
FY2021
$1.07B
-0.2%
—
—
7.6%
Frequently asked questions
When is United Fire Group's next earnings date?
United Fire Group has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did United Fire Group earn last quarter?
For the quarter ended Sep 2026, United Fire Group reported diluted EPS of $1.34 (-10.1% year over year) on revenue of $391.63M (+10.6%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.