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United Fire Group, Inc. (UFCS)

Nasdaq Financials Property & Casualty Insurance S&P SmallCap 600
$47.73
+0.38 (+0.80%)
Close of Nov 06, 2026 · end-of-day data
Source: United Fire Group, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 05, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$996.36M$1.05B$1.07B$1.20B$1.07B$1.07B$980.29M$1.10B$1.25B$1.39B
Interest expense$0$0$0$0$0$3.19M$3.19M$3.26M$7.28M$11.27M
Pre-tax income$57.50M$15.65M-$9.15M$16.88M-$169.51M$96.84M$12.08M-$39.72M$77.03M$147.94M
Income tax$8.38M-$29.22M-$11.40M$2.06M-$56.81M$16.25M-$2.95M-$10.02M$15.08M$29.75M
Net income$49.90M$51.02M$27.65M$14.82M-$112.71M$80.59M$15.03M-$29.70M$61.96M$118.19M
EPS (basic)$1.97$2.03$1.11$0.59$-4.50—$0.60$-1.18$2.45$4.64
EPS (diluted)$1.93$1.99$1.08$0.58$-4.50—$0.59$-1.18$2.39$4.48
Diluted shares25.80M25.64M25.62M25.58M25.03M25.52M25.32M25.25M25.92M26.35M
Net margin5.0%4.8%2.6%1.2%-10.5%7.6%1.5%-2.7%4.9%8.5%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$89.19M$95.56M$64.45M$120.72M$87.95M$132.10M$96.65M$102.05M$200.95M$156.33M
Goodwill$15.09M$15.09M$15.09M$15.09M$0$0$0$0——
Total assets$4.05B$4.18B$2.82B$3.01B$3.07B$3.01B$2.88B$3.14B$3.49B$3.84B
Long-term debt—————————$146.20M
Total debt—————————$146.20M
Total liabilities$3.11B$3.21B$1.93B$2.10B$2.24B$2.13B$2.14B$2.41B$2.71B$2.90B
Shareholders' equity$941.88M$973.37M$888.38M$910.47M$825.15M$879.12M$740.11M$733.75M$781.53M$941.17M

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$214.38M$170.09M$110.10M$93.75M$41.44M$29.92M-$1.25M$171.74M$340.30M$269.74M
Free cash flow$214.38M$170.09M$110.10M$93.75M$41.44M$29.92M-$1.25M$171.74M$340.30M$269.74M
Investing cash flow-$112.40M-$61.98M-$19.20M$4.50M-$92.87M$31.73M-$19.17M-$149.89M-$292.49M-$325.96M
Financing cash flow-$97.58M-$107.55M-$115.19M-$41.98M$18.66M-$17.49M-$15.03M-$16.45M$51.09M$11.60M
Dividends paid$24.59M$27.34M$105.41M$32.66M$28.53M$15.06M$15.86M$16.16M$16.21M$16.31M
Share buybacks$3.75M$29.78M$5.40M$11.70M$2.74M$2.01M$0$0——
Stock-based compensation$3.70M$4.81M$5.25M$6.15M$4.99M$3.44M$2.83M$3.25M$5.52M$9.03M
Depreciation & amortization$6.04M$4.57M$5.17M$11.19M$6.66M$6.57M$7.67M$10.51M$10.90M$10.77M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.