1,152 material Form 8-K filings that 918 companies we cover made with the SEC in October 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
H2O America reported third-quarter 2025 results on October 27, 2025, with GAAP net income of $45.1 million, up 17% from $38.7 million a year earlier, and revenue of $240.6 million, up 7% from $225.1 million. The company narrowed its 2025 adjusted diluted EPS guidance to $2.95 to $3.00 from $2.90 to $3.00, and declared a $0.42 quarterly dividend. Shareholders get higher reported earnings and a narrower guidance range, while the pending Quadvest acquisition still awaits regulatory approval.
Q3 2025 GAAP net income was $45.1 million, up 17% from $38.7 million; revenue was $240.6 million, up 7% from $225.1 million
Q3 adjusted diluted EPS was $1.27 versus $1.18 a year earlier, an 8% increase; GAAP diluted EPS was $1.27 versus $1.17
2025 adjusted diluted EPS guidance narrowed to $2.95 to $3.00, the upper half of the original $2.90 to $3.00 range
Quarterly dividend of $0.42 per share, payable December 1, 2025, to holders of record on November 10, 2025
Crane Company reported third quarter 2025 GAAP EPS from continuing operations of $1.56, up 25%, and adjusted EPS of $1.64, up 27%, on sales of $589.2 million, up 7.5%. The company raised and narrowed its full-year adjusted EPS outlook to $5.75-$5.95 from $5.50-$5.80, which management said reflects 20% growth at the midpoint over 2024.
Q3 2025 GAAP EPS from continuing operations was $1.56 versus $1.25 a year earlier; adjusted EPS was $1.64 versus $1.29.
Net sales were $589.2 million, up 7.5%, including 5.6% core sales growth; backlog was $1,437.1 million at September 30, 2025.
Full-year adjusted EPS outlook raised to $5.75-$5.95 from $5.50-$5.80; the company declared a fourth quarter dividend of $0.23 per share.
Principal Financial Group reported third quarter 2025 net income attributable to PFG of $213.8 million, or $0.95 per diluted share, compared with a net loss of $220.0 million a year earlier. Non-GAAP operating earnings rose 15% to $473.7 million, or $2.10 per diluted share, and the company raised its fourth quarter common stock dividend to $0.79 per share, payable December 19, 2025. The CEO said the company remains confident in achieving its full-year guidance.
GAAP net income attributable to PFG was $213.8 million ($0.95 per diluted share) versus a loss of $220.0 million in 3Q24.
Non-GAAP operating earnings were $473.7 million ($2.10 per diluted share), up 15% in dollars and 19% per share; excluding significant variances, EPS was $2.32, up 13%.
Capital returned to shareholders totaled $398 million, including $225 million of share repurchases and $173 million of dividends.
The fourth quarter dividend is $0.79 per share, a 1-cent increase over third quarter and 8% above fourth quarter 2024; record date is December 3, 2025.
NBT Bancorp reported third-quarter 2025 net income of $54.5 million, or $1.03 per diluted share, up from $38.1 million, or $0.80, a year earlier, and up from $22.5 million in the second quarter. The company said the Evans Bancorp acquisition, completed May 2, 2025, significantly affected the comparisons, and it also declared a fourth-quarter dividend of $0.37 per share and amended its buyback program to allow up to 2,000,000 shares.
Net income $54.5 million and diluted EPS $1.03, versus $38.1 million and $0.80 in Q3 2024; operating diluted EPS was $1.05 (non-GAAP).
Net interest margin on a fully taxable equivalent basis was 3.66%, up 7 basis points from the prior quarter.
Quarterly dividend of $0.37 per share, an 8.8% increase over the fourth quarter of 2024, payable December 15, 2025.
Buyback amended to allow up to 2,000,000 shares through December 31, 2027; no shares were repurchased in the third quarter.
NETSTREIT reported third quarter 2025 results, with net income of $0.01 per diluted share against a loss of $0.07 a year earlier, and AFFO of $0.33 per diluted share, up from $0.32. The company kept its full-year 2025 AFFO per share guidance of $1.29 to $1.31 and raised its net investment guidance to $350.0 million to $400.0 million from $125.0 million to $175.0 million.
Q3 2025 AFFO per diluted share was $0.33, up 3.1% from $0.32; FFO per diluted share fell 9.4% to $0.29 and Core FFO fell 3.1% to $0.31
Gross investment activity was $203.9 million at a 7.4% blended cash yield in the quarter
Full-year 2025 net investment guidance raised to $350.0 million to $400.0 million; AFFO per share guidance maintained at $1.29 to $1.31
Board declared a quarterly dividend of $0.215 per share, payable December 15, 2025 to holders of record on December 1, 2025
Simpson Manufacturing reported third-quarter 2025 net sales of $623.5 million, up 6.2%, and diluted EPS of $2.58, up 16.7%, with operating income boosted by a $12.9 million gain on the sale of its Gallatin, Tennessee facility. The company updated its full-year 2025 outlook and announced cost-saving initiatives expected to yield about $30 million in annualized savings, with one-time charges of $9.0 million to $12.0 million in 2025.
Net sales of $623.5 million rose 6.2%; diluted EPS of $2.58 rose from $2.21 a year earlier.
Income from operations of $140.7 million rose 12.7%, including the $12.9 million Gallatin facility sale benefit.
2025 outlook: consolidated operating margin of 19.0% to 20.0% and capital expenditures of $150.0 million to $160.0 million.
Board authorized up to $150.0 million in share repurchases for 2026 and declared a $0.29 quarterly dividend.
Ameris Bancorp reported unaudited third-quarter 2025 net income of $106.0 million, or $1.54 per diluted share, up from $99.2 million, or $1.44 per diluted share, a year earlier. Net interest income and noninterest income both rose from the second quarter, while the provision for credit losses increased to $22.6 million from $2.8 million. The board also authorized repurchases of up to $200 million of common stock through October 31, 2026, with timing and amount dependent on several factors.
Net income of $106.0 million, or $1.54 per diluted share, versus $99.2 million, or $1.44, in Q3 2024
Net interest margin of 3.80%, up from 3.51% in Q3 2024
Provision for credit losses of $22.6 million, versus $2.8 million in Q2 2025
Board authorized repurchases of up to $200 million of common stock through October 31, 2026
Amkor reported third-quarter 2025 net sales of $1.99 billion, up from $1.86 billion a year earlier, with net income of $127 million and diluted EPS of $0.51 versus $0.49 in the prior-year quarter. The company also said CEO Giel Rutten will retire on December 31, 2025, and that Chief Operating Officer Kevin Engel will succeed him, with Rutten remaining on the board and Engel joining it. Fourth-quarter guidance calls for net sales of $1.775 billion to $1.875 billion and diluted EPS of $0.38 to $0.48.
Q3 2025 net sales $1.99 billion, up 31% from Q2 2025 and up from $1.86 billion in Q3 2024; net income $127 million, diluted EPS $0.51
Q4 2025 guidance: net sales of $1.775 billion to $1.875 billion; net income of $95 million to $120 million, or $0.38 to $0.48 per diluted share
Kevin Engel to become President and CEO effective January 1, 2026, with a starting base salary of $900,000 and a target bonus of 125% of salary
Rutten will advise the company through March 31, 2026, then join the board as a non-employee director beginning April 1, 2026
Cincinnati Financial reported third-quarter 2025 net income of $1.122 billion, or $7.11 per share, up from $820 million, or $5.20 per share, a year earlier. The result includes a $675 million after-tax increase in the fair value of equity securities still held, while non-GAAP operating income rose to $449 million, or $2.85 per share, from $224 million, helped by a lower property casualty combined ratio. For shareholders, the quarter's underwriting improved, but nine-month net income of $1.717 billion was down 9% from the prior-year period.
Third-quarter net income was $1.122 billion, or $7.11 per share, versus $820 million, or $5.20 per share, in Q3 2024.
Non-GAAP operating income was $449 million, or $2.85 per share, versus $224 million, or $1.42 per share, a year earlier.
Property casualty combined ratio improved to 88.2% from 97.4%, with lower catastrophe losses.
Nine-month net income was $1.717 billion, down 9% from $1.887 billion in the first nine months of 2024.
Arch Capital Group reported third-quarter 2025 net income available to common shareholders of $1.3 billion, or $3.56 per diluted share, up from $1.0 billion, or $2.56 per share, a year earlier. Net premiums earned rose 7.9% to $4,285 million and the combined ratio improved to 79.8% from 86.6%, while gross premiums written fell 0.6%. The company also repurchased shares worth approximately $732 million in the quarter.
Net income per diluted share was $3.56, versus $2.56 in the 2024 third quarter; after-tax operating income per share was $2.77, versus $1.99.
Combined ratio was 79.8%, versus 86.6% a year earlier; current accident year catastrophic losses were $72 million.
Share repurchases totaled approximately $732 million; book value per common share was $62.32 at September 30, 2025.
Gross premiums written were $5,410 million, down 0.6% from $5,440 million.
The Hartford reported record third quarter 2025 net income available to common stockholders of $1.1 billion, or $3.77 per diluted share, up 41% from $761 million a year earlier. The company also raised its quarterly common dividend per share by 15%, to $0.60, and returned $547 million to stockholders in the quarter.
Q3 2025 net income available to common stockholders of $1.1 billion ($3.77 per diluted share) vs. $761 million ($2.56) in Q3 2024
Record core earnings of $1.1 billion ($3.78 per diluted share), up 43% from $752 million
P&C current accident year catastrophe losses of $70 million vs. $247 million in Q3 2024
Quarterly common dividend raised 15% to $0.60 per share, payable Jan. 5, 2026 to holders of record on Dec. 1, 2025
Agilysys reported fiscal 2026 second-quarter revenue of $79.3 million, up 16.1% from $68.3 million a year earlier, and net income of $11.7 million, or $0.41 per diluted share, versus $1.4 million, or $0.05, in the prior-year quarter. The company raised its full-year fiscal 2026 revenue guidance to $315 million to $318 million and its subscription revenue growth expectation to 29% from 27%, while keeping adjusted EBITDA expectations at 20% of revenue.
Total net revenue rose 16.1% to a record $79.3 million; subscription revenue grew 33.1%.
Net income was $11.7 million, or $0.41 per diluted share, compared with $1.4 million, or $0.05, a year earlier.
Full-year fiscal 2026 revenue guidance raised to $315 million to $318 million; subscription growth expectation raised to 29% from 27%.
Gross margin was 61.7%, down from 63.3%; adjusted EBITDA was $16.4 million, up from $12.2 million.
Park National Corporation signed a merger agreement with First Citizens Bancshares, under which each First Citizens share would convert into 0.52 of a Park common share, with closing expected in the first quarter of 2026 subject to regulatory and First Citizens shareholder approvals. The same day, Park reported third-quarter 2025 net income of $47.2 million, up 23.4% from a year earlier, and diluted earnings per share of $2.92 versus $2.35.
Merger terms: each First Citizens common share converts into 0.52 of a Park common share; closing expected in the first quarter of 2026.
A $12.5 million termination fee is payable by First Citizens to Park in certain circumstances.
Q3 2025 net income was $47.2 million, up 23.4%; diluted EPS was $2.92 versus $2.35.
Park declared a quarterly dividend of $1.07 and a special one-time dividend of $1.25 per share, payable December 10, 2025.
Dorman Products reported third-quarter 2025 net sales of $543.7 million, up 7.9%, and diluted EPS of $2.48, up 38% from a year earlier. The company reaffirmed its full-year 2025 net sales and EPS guidance, which it says reflects a positive outlook for the fourth quarter.
Q3 2025 net sales $543.7 million, up 7.9% from $503.8 million
Diluted EPS $2.48 vs. $1.80 a year earlier; adjusted diluted EPS $2.62 vs. $1.96
Full-year 2025 guidance reaffirmed: net sales growth 7% to 9%, diluted EPS $8.05 to $8.35
Conference call and webcast scheduled for October 28, 2025, at 8:00 a.m. Eastern time
Cadence reported third-quarter 2025 revenue of $1.339 billion, up from $1.215 billion a year earlier, and non-GAAP diluted earnings of $1.93 per share, up from $1.64. The company raised its full-year 2025 revenue and non-GAAP EPS outlook, and reported a record backlog of $7.0 billion, which points to stronger expected results for shareholders.
Q3 2025 revenue $1.339 billion vs $1.215 billion in Q3 2024; GAAP diluted EPS $1.05 vs $0.87
Non-GAAP diluted EPS $1.93 vs $1.64 in Q3 2024
FY 2025 revenue outlook raised to $5.262 billion–$5.292 billion from $5.210 billion–$5.270 billion; non-GAAP EPS outlook raised to $7.02–$7.08 from $6.85–$6.95
Avis Budget Group reported third quarter 2025 revenue of $3.5 billion, up 1% from a year earlier, and net income attributable to the company of $359 million, up from $237 million. Diluted earnings per share were $10.11 versus $6.65 a year earlier, and Adjusted EBITDA rose to $559 million from $503 million. The filing gives no guidance, and the nine-month results remain a net loss of $142 million.
Diluted earnings per share were $10.11 in Q3 2025, compared with $6.65 in Q3 2024.
Adjusted EBITDA was $559 million, with Americas at $398 million and International at $190 million.
Q3 operating expenses include $109 million of income from legal matters, net; nine-month results show a net loss of $142 million attributable to the company.
Liquidity was nearly $1.0 billion at quarter end, and in July the company extended its $1.1 billion floating rate term loan maturity from August 2027 to July 2032.
Bank of Hawai‘i Corporation reported third-quarter 2025 diluted earnings per share of $1.20 and net income of $53.3 million, up 32.2% from the same quarter a year earlier. Net interest income rose 16.2% year over year to $136.7 million, and the company declared a $0.70 per share quarterly dividend, unchanged from the prior year. No shares were repurchased in the quarter, leaving $126.0 million of buyback authority.
Diluted EPS of $1.20, compared with $1.06 in the linked quarter and $0.93 a year earlier
Net income of $53.3 million, up 12.0% from the linked quarter and 32.2% from a year earlier
Net interest income of $136.7 million, up 16.2% year over year; net interest margin of 2.46%
Quarterly dividend of $0.70 per share, payable December 12, 2025 to holders of record on November 28, 2025
Lakeland Financial reported third-quarter 2025 net income of $26.4 million, up 13% from a year earlier, with diluted EPS of $1.03. Net interest income rose 14% and nine-month net income reached $73.5 million, up 6%. Shareholders get a year-over-year gain in both profit and per-share earnings, though third-quarter net income was 2% lower than the second quarter.
Q3 2025 net income was $26.4 million, up $3.1 million or 13% from $23.3 million in Q3 2024
Q3 2025 diluted EPS was $1.03, up $0.12 or 13% from $0.91; down $0.01 from $1.04 in Q2 2025
Nine-month net income was $73.5 million and diluted EPS was $2.85, up 6% from the prior-year period
Quarterly dividend of $0.50 per share is payable November 5, 2025, to holders of record as of October 25, 2025
Keurig Dr Pepper reported third-quarter 2025 net sales of $4.3 billion, up 10.7% from a year earlier, and GAAP diluted EPS of $0.49, up 8.9%. The company raised its full-year 2025 constant currency net sales growth outlook to a high-single-digit range from mid-single-digit, and reaffirmed its adjusted EPS growth outlook of high-single-digit.
Q3 2025 net sales were $4.3 billion, up 10.7%; constant currency net sales rose 10.6%
GAAP diluted EPS was $0.49, up 8.9%; adjusted diluted EPS was $0.54, up 5.9%
Full-year 2025 constant currency net sales growth outlook raised to high-single-digit from mid-single-digit
Adjusted diluted EPS growth outlook of high-single-digit reaffirmed
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.