Every material Form 8-K Citizens Financial filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Citizens Financial Group's Audit Committee approved replacing Deloitte & Touche LLP with PricewaterhouseCoopers LLP as the company's independent auditor. The dismissal takes effect after Deloitte completes its audits for fiscal 2026, and PwC will audit fiscal 2027; the filing reports no disagreements or reportable events and no adverse or qualified Deloitte opinions for 2024 and 2025.
Audit Committee approved the change on October 28, 2026.
Deloitte's audit reports for fiscal 2025 and 2024 contained no adverse opinion, disclaimer, or qualification.
Filing reports no disagreements or reportable events with Deloitte in 2024, 2025, or through October 28, 2026.
Deloitte's letter dated October 30, 2026 is filed as Exhibit 16.1.
Citizens Financial Group reported third quarter 2026 net income of $636 million, up 29% from a year earlier, with diluted EPS of $1.41 compared with $1.05 in third quarter 2025. The board raised the quarterly common dividend to $0.52 per share and increased share repurchase capacity to $1.95 billion, which matters to shareholders because it returns more capital to them, though tangible book value per share fell 6.6% in the quarter.
Net income of $636 million, up 29% year over year and 8% from second quarter 2026; diluted EPS of $1.41 versus $1.30 in second quarter 2026 and $1.05 in third quarter 2025.
Quarterly common dividend raised to $0.52 per share, an increase of $0.06, or 13%, payable November 13, 2026 to holders of record on October 30, 2026.
Share repurchase capacity increased to $1.95 billion, $1.3 billion above the $650 million remaining under the June 2025 authorization.
Tangible book value per common share was $35.78, down 6.6% from second quarter 2026, which the company attributed to higher long-term rates on its investment securities and swap portfolios.
Citizens Financial Group reported second quarter 2026 net income of $587 million, up 35% from a year earlier, and diluted EPS of $1.30, up 41% year over year and 15% from the first quarter. The company also declared a quarterly common dividend of $0.46 per share and reported a CET1 ratio of 10.4%, down from 10.6% a year earlier.
Total revenue of $2,283 million, up 5% from the first quarter of 2026 and up 12% from the second quarter of 2025
Net interest income of $1,631 million, up 14% year over year; net interest margin of 3.16%, up 22 basis points
Quarterly common dividend of $0.46 per share, payable August 13, 2026, to holders of record on July 30, 2026
Company repurchased $225 million of common shares in the second quarter, compared with $300 million in the first quarter
Citizens Financial Group reported first quarter 2026 net income of $517 million, up 39% from a year earlier, and diluted EPS of $1.13, up 47% year over year and flat from the fourth quarter of 2025. Total revenue was $2,168 million, up 12% year over year, while pre-provision profit fell 3% from the prior quarter to $790 million. The company also declared a quarterly common dividend of $0.46 per share, payable May 14, 2026.
Net income $517 million, up 39% year over year and down 2% from fourth quarter 2025
Diluted EPS $1.13, up from $0.77 a year earlier; return on average tangible common equity 12.2%
Total revenue $2,168 million; net interest margin rose to 3.14%, up 24 basis points year over year
Quarterly common dividend of $0.46 per share, payable May 14, 2026 to holders of record April 30, 2026
Citizens Financial Group reported fourth quarter 2025 net income of $528 million, up 32% from a year earlier, and diluted EPS of $1.13, up 36%. Full year 2025 net income was $1.8 billion and diluted EPS was $3.86. The company also declared a quarterly common dividend of $0.46 per share, payable February 18, 2026, to holders of record on February 4, 2026.
Q4 2025 total revenue was $2,157 million, up 9% from Q4 2024, and net interest margin was 3.07%.
Q4 2025 net charge-offs were 43 basis points of average loans, down from 53 basis points in Q4 2024.
Common shares repurchased in Q4 2025 totaled $125 million, and the quarterly dividend rose $0.04 to $0.46 per share.
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Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Citizens Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →