Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026

Capital One (COF)

NYSE Financials Consumer Finance S&P 500
$201.87
-1.97 (-0.97%)
Close of Nov 06, 2026 · end-of-day data
Source: Capital One's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 04, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$25.50B$27.24B$3.43B$3.82B$3.74B$4.78B$5.42B$5.64B$5.92B$8.06B
Interest expense$2.02B$2.76B$4.30B$5.17B$3.12B$1.60B$4.12B$12.70B——
Pre-tax income$5.48B$5.49B$7.32B$6.87B$3.20B$15.81B$9.24B$6.04B$5.91B$2.28B
Income tax$1.71B$3.38B$1.29B$1.34B$486.00M$3.42B$1.88B$1.16B$1.16B$193.00M
Net income$3.75B$1.98B$6.01B$5.55B$2.71B$12.39B$7.36B$4.89B$4.75B$2.45B
EPS (basic)$6.96$3.52$11.90$11.10$5.19$27.04$17.98$11.98$11.61$4.03
EPS (diluted)$6.89$3.49$11.82$11.05$5.18$26.94$17.91$11.95$11.59$4.03
Diluted shares509.80M488.60M483.10M469.90M458.90M444.20M393.20M383.40M383.60M541.30M
Net margin14.7%7.3%175.3%145.2%72.6%259.2%135.9%86.6%80.3%30.4%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$12.49B$14.35B$13.49B$13.75B$40.77B$22.05B$31.26B$43.76B$43.67B$62.09B
Goodwill$14.52B$14.53B$14.54B$14.65B$14.65B$14.78B$14.78B$15.06B$15.06B$28.51B
Total assets$357.03B$365.69B$372.54B$390.37B$421.60B$432.38B$455.25B$478.46B$490.14B$669.01B
Short-term debt$992.00M$576.00M$9.40B$7.31B$668.00M$820.00M$883.00M$538.00M$562.00M$1.09B
Long-term debt$59.47B$59.70B$49.50B$48.38B$39.87B$42.27B$47.83B$49.32B$44.99B$49.91B
Total debt$60.46B$60.28B$58.91B$55.70B$40.54B$43.09B$48.72B$49.86B$45.55B$51.00B
Total liabilities$309.52B$316.96B$320.87B$332.35B$361.40B$371.35B$402.67B$420.38B$429.36B$555.39B
Shareholders' equity$47.51B$48.73B$51.67B$58.01B$60.20B$61.03B$52.58B$58.09B$60.78B$113.62B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$11.86B$14.18B$12.98B$16.64B$16.70B$12.31B$13.81B$20.57B$18.16B$27.72B
Capital expenditures$779.00M$1.02B$874.00M$887.00M$710.00M$698.00M$934.00M$961.00M$1.20B$1.58B
Free cash flow$11.08B$13.16B$12.10B$15.75B$15.99B$11.61B$12.88B$19.61B$16.95B$26.14B
Investing cash flow-$25.63B-$15.54B-$15.62B-$23.00B-$14.84B-$31.50B-$29.74B-$21.92B-$26.41B-$444.00M
Financing cash flow$17.23B$3.22B$1.78B$6.62B$25.16B$474.00M$25.13B$13.84B$8.17B-$8.85B
Dividends paid$812.00M$780.00M$773.00M$753.00M$460.00M$1.15B$950.00M$931.00M$932.00M$1.52B
Share buybacks$3.66B$240.00M$2.28B$1.48B$393.00M$7.61B$4.95B$718.00M$734.00M$4.10B
Stock-based compensation$239.00M$244.00M$170.00M$239.00M$203.00M$331.00M$314.00M$513.00M$569.00M$776.00M
Depreciation & amortization$2.43B$2.44B$2.40B$3.34B$3.50B$3.48B$3.21B$3.23B$3.24B$5.26B

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.