Oct 20, 4:06 PM ET
Capital One furnished its monthly charge-off and delinquency metrics for the month ended September 30, 2026, in an 8-K filed October 20, 2026. The report covers domestic credit card and auto loan figures, including net charge-offs, 30+ day delinquencies and nonperforming loans, with no comparison to prior periods.
- Domestic credit card net charge-offs were $787 million, an annualized rate of 3.66% on average loans of $257.7 billion.
- Domestic credit card 30+ day performing delinquencies were $9.7 billion, or 3.74% of period-end loans.
- Auto net charge-offs were $125 million (1.62%), with auto 30+ day performing delinquencies of $4.3 billion (4.64%) and nonperforming loans of $603 million (0.65%).
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Oct 20, 4:05 PM ET
Capital One reported third-quarter 2026 net income of $3.5 billion, or $5.61 per diluted share, up from $4.73 in the second quarter and $4.83 in the third quarter of 2025. Total net revenue rose 3 percent to $16.3 billion, while non-interest expense fell 2 percent to $8.9 billion, and the company said adjusted diluted EPS was $6.69 after adjusting items.
- Net income $3.5 billion, or $5.61 per diluted share, versus $4.73 in Q2 2026 and $4.83 in Q3 2025
- Total net revenue up 3 percent to $16.3 billion; non-interest expense down 2 percent to $8.9 billion
- Provision for credit losses decreased $73 million to $2.9 billion; net charge-offs were $3.1 billion
- Period-end total deposits decreased $3.6 billion, or 1 percent, to $480.7 billion
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Sep 15, 4:11 PM ET
Capital One Financial will present at the Barclays 24th Annual Global Financial Services Conference in New York on Wednesday, September 16, 2026, at 12:00 p.m. ET, with a live audio webcast. The filing is an administrative notice and contains no financial results, guidance, or other new business information.
- Presentation at Barclays 24th Annual Global Financial Services Conference on September 16, 2026, at 12:00 p.m. ET
- Live audio webcast available through the company's website under the Investors section
- Replay will be archived on the website through at least September 30, 2026
Read the filing on SEC.gov ↗
Sep 14, 5:32 PM ET
Capital One furnished its monthly charge-off and delinquency metrics for the month ended August 31, 2026, in Exhibit 99.1 of this Form 8-K. The filing covers domestic credit card and auto loan credit performance, which shareholders may track as indicators of loan losses, though the release gives no prior-period comparison.
- Domestic credit card net charge-offs were $892 million for August 2026, a 4.16% annualized net charge-off rate on average loans of $257,499 million.
- Domestic credit card 30+ day performing delinquencies were $9,297 million, or 3.57% of period-end loans.
- Auto loan net charge-offs were $126 million (1.66% rate), 30+ day performing delinquencies were $4,171 million (4.54%), and nonperforming loans were $572 million (0.62%).
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Aug 20, 9:22 AM ET
Capital One Financial Corporation will redeem all outstanding shares of its Series M Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock on September 1, 2026, at $1,000 per share. The regular dividend of $9.875 per share will be paid separately to holders of record as of August 17, 2026, so the redemption price excludes accrued dividends. This is a routine capital action that ends the preferred stock's dividend obligation after the redemption date.
- All 1,000,000 outstanding Series M preferred shares (CUSIP 14040HCF0) will be redeemed on September 1, 2026.
- Redemption price is $1,000 per share, with no accrued and unpaid dividends included.
- A regular dividend of $9.875 per share is payable on the redemption date to holders of record on August 17, 2026.
- Dividends stop accruing on and after the redemption date; payment runs through DTC and Computershare as redemption agent.
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Aug 14, 5:32 PM ET
Capital One furnished monthly charge-off and delinquency metrics for the month ended July 31, 2026, as Exhibit 99.1 to this Form 8-K under Regulation FD. The filing reports credit metrics for its domestic credit card and consumer banking auto loan portfolios, with no change to earnings or guidance.
- Domestic credit card: net charge-offs of $881 million, a 4.12% annualized rate, on average loans of $256,704 million
- Domestic credit card: 30+ day performing delinquencies of $9,014 million, or 3.48% of period-end loans
- Auto: net charge-offs of $111 million (1.48%), 30+ day performing delinquencies of $3,979 million (4.39%), and nonperforming loans of $571 million (0.63%)
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Jul 21, 4:06 PM ET
Capital One furnished its monthly charge-off and delinquency metrics for the month ended June 30, 2026, under Regulation FD in an 8-K filed July 21, 2026. The data covers domestic credit card and auto loans, showing $934 million of card net charge-offs and $122 million of auto net charge-offs for the month. The filing gives no prior-period comparisons, so it does not show whether credit performance improved or worsened from May.
- Domestic credit card net charge-offs were $934 million for June 2026, a 4.37% annualized rate on average loans of $256,201 million.
- Domestic credit card 30+ day performing delinquencies were $8,770 million, a 3.39% rate on period-end loans of $259,005 million.
- Auto net charge-offs were $122 million, a 1.65% rate; auto 30+ day performing delinquencies were $3,862 million, a 4.32% rate.
- Auto nonperforming loans were $546 million, a 0.61% rate.
Read the filing on SEC.gov ↗
Jul 21, 4:05 PM ET
Capital One reported second-quarter 2026 net income of $3.0 billion, or $4.73 per diluted share, up from $3.34 in the first quarter and compared with a net loss of $4.3 billion in the second quarter of 2025. Total net revenue rose 4% to $15.9 billion, while non-interest expense rose 7% to $9.0 billion, and the company said adjusted EPS was $5.81 excluding adjusting items for acquisition amortization and integration costs.
- Net income of $3.0 billion, or $4.73 per diluted share, versus $3.34 per share in Q1 2026 and a net loss of $4.3 billion ($8.58 per share) in Q2 2025
- Adjusted EPS of $5.81 excludes $494 million of acquisition amortization, $298 million of Discover integration expenses and $96 million of Brex integration expenses, all pre-tax
- Total net revenue rose 4% to $15.9 billion; non-interest expense rose 7% to $9.0 billion
- Provision for credit losses fell $1.1 billion to $3.0 billion, including a $662 million loan reserve release
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Jun 12, 5:34 PM ET
Capital One furnished its monthly charge-off and delinquency metrics for the month ended May 31, 2026, under Regulation FD. The filing shows domestic credit card net charge-offs of $1,022 million, a 4.82% annualized rate, and auto net charge-offs of $105 million, a 1.45% rate. The filing gives no prior-period comparison, so it does not show whether credit performance improved or worsened.
- Domestic credit card: $1,022 million net charge-offs, a 4.82% net charge-off rate, and $8,582 million in 30+ day performing delinquencies (3.33%) at period end
- Domestic credit card period-end loans held for investment of $257,997 million
- Auto: $105 million net charge-offs (1.45% rate), $3,730 million in 30+ day performing delinquencies (4.24%), and $549 million nonperforming loans (0.62%)
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Jun 9, 4:08 PM ET
Capital One filed a prospectus supplement that adds 39,843 shares of common stock to the resale registration for selling security holders who received them as consideration for the Brex Inc. acquisition, which closed April 7, 2026. The total shares the selling holders may offer rises to 10,385,749 from 10,345,906 previously. The filing is administrative and adds a modest number of shares that could enter the market.
- Resale Prospectus Supplement No. 2 is dated June 9, 2026 and adds 39,843 shares.
- Total registered for resale rises to 10,385,749 shares from 10,345,906 under the April 23, 2026 supplement.
- Shares were issued to selling security holders as consideration for the Brex Inc. acquisition, which closed April 7, 2026.
Read the filing on SEC.gov ↗
Jun 8, 4:05 PM ET
Capital One Financial Corporation said it will present at the Morgan Stanley US Financials conference in New York on Tuesday, June 9, 2026, at 2:30 p.m. ET, with a live audio webcast on its website. The filing contains no financial results, guidance, or new business information, so it is an administrative notice of a scheduled investor event.
- Presentation at Morgan Stanley US Financials conference, New York, on June 9, 2026 at 2:30 p.m. ET
- Live audio webcast available through the Company's website under the Investors section
- Replay archived on the website through at least June 22, 2026
Read the filing on SEC.gov ↗
May 14, 5:32 PM ET
Capital One furnished its monthly charge-off and delinquency metrics for the month ended April 30, 2026, in Exhibit 99.1 of a Form 8-K filed May 14, 2026. The domestic credit card book recorded $1,042 million of net charge-offs, a 4.94% annualized rate, and $8,781 million of 30+ day performing delinquencies, a 3.44% rate. The filing contains no prior-period comparison, so it does not show whether these credit measures improved or worsened.
- Domestic credit card net charge-offs of $1,042 million for April 2026, a 4.94% annualized rate on average loans of $253,124 million
- Domestic credit card 30+ day performing delinquencies of $8,781 million, a 3.44% rate on period-end loans of $255,320 million
- Consumer Banking auto net charge-off rate of 1.20% and nonperforming loan rate of 0.55%, with auto 30+ day delinquency rate of 4.02%
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Apr 23, 6:15 AM ET
Capital One Financial filed an 8-K attaching a resale prospectus supplement covering up to 10,345,906 shares of its common stock. The shares were issued to selling security holders as consideration for its acquisition of Brex Inc., which closed on April 7, 2026. The filing is administrative, but it signals that these new shares may enter the market, which could add to the supply of Capital One stock.
- Selling security holders may offer and sell up to 10,345,906 shares of common stock, $0.01 par value.
- The shares were issued as consideration for the acquisition of Brex Inc., which closed on April 7, 2026.
- The resale prospectus supplement is dated April 23, 2026 and forms part of an automatic shelf registration on Form S-3 (File No. 333-277813).
Read the filing on SEC.gov ↗
Apr 21, 4:06 PM ET
Capital One furnished its monthly charge-off and delinquency metrics for the month ended March 31, 2026, in Exhibit 99.1 of this Form 8-K. The domestic credit card book showed net charge-offs of $1,065 million, a 5.09% annualized rate, and 30+ day performing delinquencies of 3.70%. The release is a routine monthly credit disclosure and does not include earnings or guidance.
- Domestic credit card net charge-offs were $1,065 million in March 2026, a 5.09% net charge-off rate.
- Domestic credit card 30+ day performing delinquencies were $9,395 million, a 3.70% rate, on period-end loans of $254,028 million.
- Auto loans had net charge-offs of $102 million (1.44% rate), 30+ day delinquencies of $3,609 million (4.21%), and nonperforming loans of $475 million (0.55%).
Read the filing on SEC.gov ↗
Apr 21, 4:05 PM ET
Capital One reported first-quarter 2026 net income of $2.2 billion, or $3.34 per diluted share, up from $3.26 in the fourth quarter of 2025 but down from $3.45 in the first quarter of 2025. Total net revenue fell 2% from the prior quarter to $15.2 billion, while non-interest expense dropped 9% to $8.5 billion, and the company said Discover integration is continuing. Shareholders get mixed signals: profit rose sequentially, but revenue declined and per-share earnings were lower than a year earlier.
- Net income $2.2 billion, or $3.34 per diluted share, versus $3.26 in Q4 2025 and $3.45 in Q1 2025
- Net of adjusting items, EPS was $4.42; adjusting items included $477 million of Discover amortization and $415 million of Discover integration expenses, both pre-tax
- Total net revenue down 2% to $15.2 billion; provision for credit losses $4.1 billion; net charge-offs $3.8 billion
- Net interest margin 7.87%, down 39 basis points; period-end deposits $489.1 billion
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Apr 7, 5:19 PM ET
Capital One Financial completed its previously announced acquisition of Brex Inc. on April 7, 2026, paying approximately $2.56 billion in cash plus 10,646,306 newly issued shares of common stock, subject to a customary post-closing cash adjustment. The same day, the board approved a special award of restricted stock units to Chief Enterprise Services Officer Frank LaPrade, tied to the deal and planned integration work.
- Cash consideration of approximately $2.56 billion, subject to customary post-closing adjustment
- 10,646,306 shares of Capital One common stock issued as stock consideration, exempt from registration under Section 4(a)(2)
- Completed April 7, 2026, under a merger agreement dated January 22, 2026
- Frank LaPrade received 11,041 RSUs with a grant date value of approximately $2.0 million, vesting in three equal annual installments
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Mar 13, 5:34 PM ET
Capital One filed its monthly charge-off and delinquency metrics for the month ended February 28, 2026, as Exhibit 99.1 to a Form 8-K furnished under Regulation FD. The release gives credit card and auto loan charge-off, delinquency and nonperforming loan figures, but the filing does not include prior-period comparisons.
- Domestic credit card net charge-offs were $1,094 million, a 5.17% annualized rate, on average loans of $253,811 million.
- Domestic credit card 30+ day performing delinquencies were $10,005 million, a 3.96% rate of period-end loans.
- Consumer Banking auto net charge-offs were $108 million (1.54% rate); auto nonperforming loans were $504 million (0.60% rate).
Read the filing on SEC.gov ↗
Feb 13, 5:31 PM ET
Capital One furnished monthly charge-off and delinquency metrics for the month ended January 31, 2026, in Exhibit 99.1 under Item 7.01 of a Form 8-K filed February 13, 2026. The exhibit shows net charge-offs, 30+ day delinquencies and nonperforming loans for domestic credit card and auto loans, which give shareholders a monthly view of loan credit performance.
- Domestic credit card net charge-offs were $1.08 billion, an annualized rate of 5.04% of average loans held for investment.
- Domestic credit card 30+ day performing delinquencies were $10.4 billion, a rate of 4.04% of period-end loans.
- Auto net charge-offs were $136 million, a rate of 1.94%, and auto nonperforming loans were $531 million, a rate of 0.63%.
- The filing does not compare these figures with prior periods or state a year-over-year trend.
Read the filing on SEC.gov ↗
Feb 9, 4:07 PM ET
Capital One Financial Corporation said it will present at the UBS Financial Services Conference 2026 in Miami, Florida, on Tuesday, February 10, 2026, at 2:40 p.m. ET. The filing is a routine notice of a conference appearance and includes no financial results, guidance, or other new financial information.
- Presentation scheduled for Tuesday, February 10, 2026, at 2:40 p.m. ET in Miami, Florida
- Live audio webcast available on the company's website; replay archived through at least February 24, 2026
- Filed under Item 7.01 (Regulation FD Disclosure) with Item 9.01 exhibit listing only the Inline XBRL cover page
Read the filing on SEC.gov ↗
Feb 6, 4:34 PM ET
On February 3, 2026, Capital One's Compensation Committee and independent directors approved a $40 million total pay package for Chairman and CEO Richard Fairbank for 2025 performance, and set his 2026 compensation plan. The filing also adopts an executive cash severance policy and a change of control severance plan, both effective March 1, 2026, which set limits on future executive severance terms.
- 2025 pay package totals $40 million: $2.5 million in RSUs granted February 4, 2025, plus a $37.5 million year-end incentive award
- The $37.5 million incentive includes $24.8 million in performance shares tied to 2026 to 2028 performance, a $6.7 million deferred cash bonus, and RSUs with a $6.0 million grant date value
- Cash Severance Policy, effective March 1, 2026, bars new executive severance above 2.99 times base salary plus target bonus without stockholder ratification
Read the filing on SEC.gov ↗
Feb 2, 4:09 PM ET
Capital One Financial closed on February 2, 2026, a public offering of $3 billion in senior notes, split into two $1.5 billion tranches due 2032 and 2037. The notes were sold under an underwriting agreement dated January 29, 2026, and were registered on Form S-3. The filing is a debt financing that adds to the company's long-term borrowings, and it does not report earnings or guidance.
- Two tranches of $1.5 billion each: 4.722% notes due 2032 and 5.399% notes due 2037
- Closed February 2, 2026 under an underwriting agreement dated January 29, 2026
- Underwriters include Barclays Capital, J.P. Morgan, Morgan Stanley, Wells Fargo Securities and Capital One Securities
Read the filing on SEC.gov ↗
Jan 22, 4:39 PM ET
Capital One Financial Corporation signed a merger agreement on January 22, 2026 to acquire Brex Inc., a business payments and spend management software company, for $5.15 billion in aggregate consideration. The deal is paid with about $2.75 billion in cash and about 10.6 million shares of Capital One common stock, and it is expected to close in the middle of calendar 2026 subject to closing conditions, including regulatory approvals. The filing does not state the expected effect on Capital One's earnings or share count beyond the shares to be issued.
- Total consideration is $5.15 billion, subject to adjustments in the Merger Agreement.
- Consideration includes about $2.75 billion in cash and about 10.6 million shares of Capital One common stock.
- Closing is expected in the middle of calendar year 2026, subject to customary conditions and required regulatory approvals.
- Brex founder and CEO Pedro Franceschi will continue to lead Brex as part of Capital One.
Read the filing on SEC.gov ↗
Jan 22, 4:19 PM ET
Capital One furnished its monthly charge-off and delinquency metrics for the month ended December 31, 2025, under Regulation FD. The filing shows domestic credit card net charge-offs of $1,085 million, an annualized rate of 5.01%, and auto loan net charge-offs of $144 million, giving shareholders monthly data on credit performance across its loan categories.
- Domestic credit card net charge-offs were $1,085 million in December 2025, a 5.01% net charge-off rate.
- Domestic credit card 30+ day performing delinquencies were $10,471 million, a 3.99% rate.
- Auto loan net charge-offs were $144 million (2.07% rate); auto nonperforming loans were $566 million (0.68%).
Read the filing on SEC.gov ↗
Jan 22, 4:14 PM ET
Capital One reported fourth-quarter 2025 net income of $2.1 billion, or $3.26 per diluted share, up from $2.67 a year earlier but down from $4.83 in the third quarter. On January 22, 2026, it also agreed to acquire Brex Inc. for $5.15 billion, with about 50% cash and 50% stock, which adds a large deal shareholders will need to weigh.
- Q4 2025 net income $2.1 billion, or $3.26 per diluted share, versus $4.83 in Q3 2025 and $2.67 in Q4 2024
- Company-defined adjusted EPS, excluding adjusting items, was $3.86 per diluted share
- Total net revenue rose 1% from Q3 to $15.6 billion; provision for credit losses rose $1.4 billion to $4.1 billion
- Brex acquisition agreed January 22, 2026 for $5.15 billion, about 50% cash and 50% stock
Read the filing on SEC.gov ↗
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