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AI brief of an SEC Form 8-K · Capital One (COF)

Capital One reports 5.17% domestic card net charge-off rate for February 2026

Neutral Impact 2 of 5 other Written later

Capital One filed its monthly charge-off and delinquency metrics for the month ended February 28, 2026, as Exhibit 99.1 to a Form 8-K furnished under Regulation FD. The release gives credit card and auto loan charge-off, delinquency and nonperforming loan figures, but the filing does not include prior-period comparisons.

Key points

  • Domestic credit card net charge-offs were $1,094 million, a 5.17% annualized rate, on average loans of $253,811 million.
  • Domestic credit card 30+ day performing delinquencies were $10,005 million, a 3.96% rate of period-end loans.
  • Consumer Banking auto net charge-offs were $108 million (1.54% rate); auto nonperforming loans were $504 million (0.60% rate).

The filing

CompanyCapital One (COF)
Form8-K, current report
Filed with the SECMar 13, 2026, 5:34 PM ET
Accession number0000927628-26-000028

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on March 13, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.