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AI brief of an SEC Form 8-K · Capital One (COF)

Capital One reports 4.16% domestic card net charge-off rate for August 2026

Neutral Impact 1 of 5 other Written later

Capital One furnished its monthly charge-off and delinquency metrics for the month ended August 31, 2026, in Exhibit 99.1 of this Form 8-K. The filing covers domestic credit card and auto loan credit performance, which shareholders may track as indicators of loan losses, though the release gives no prior-period comparison.

Key points

  • Domestic credit card net charge-offs were $892 million for August 2026, a 4.16% annualized net charge-off rate on average loans of $257,499 million.
  • Domestic credit card 30+ day performing delinquencies were $9,297 million, or 3.57% of period-end loans.
  • Auto loan net charge-offs were $126 million (1.66% rate), 30+ day performing delinquencies were $4,171 million (4.54%), and nonperforming loans were $572 million (0.62%).

The filing

CompanyCapital One (COF)
Form8-K, current report
Filed with the SECSep 14, 2026, 5:32 PM ET
Accession number0000927628-26-000132

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on September 14, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.