Capital One reports June 2026 domestic card net charge-off rate of 4.37%
Capital One furnished its monthly charge-off and delinquency metrics for the month ended June 30, 2026, under Regulation FD in an 8-K filed July 21, 2026. The data covers domestic credit card and auto loans, showing $934 million of card net charge-offs and $122 million of auto net charge-offs for the month. The filing gives no prior-period comparisons, so it does not show whether credit performance improved or worsened from May.
Key points
- Domestic credit card net charge-offs were $934 million for June 2026, a 4.37% annualized rate on average loans of $256,201 million.
- Domestic credit card 30+ day performing delinquencies were $8,770 million, a 3.39% rate on period-end loans of $259,005 million.
- Auto net charge-offs were $122 million, a 1.65% rate; auto 30+ day performing delinquencies were $3,862 million, a 4.32% rate.
- Auto nonperforming loans were $546 million, a 0.61% rate.
The filing
Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 21, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.