Flash FinanceUS
Pre-market S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Capital One (COF)

Capital One reports September 2026 domestic card net charge-off rate of 3.66%

Neutral Impact 2 of 5 other

Capital One furnished its monthly charge-off and delinquency metrics for the month ended September 30, 2026, in an 8-K filed October 20, 2026. The report covers domestic credit card and auto loan figures, including net charge-offs, 30+ day delinquencies and nonperforming loans, with no comparison to prior periods.

Key points

  • Domestic credit card net charge-offs were $787 million, an annualized rate of 3.66% on average loans of $257.7 billion.
  • Domestic credit card 30+ day performing delinquencies were $9.7 billion, or 3.74% of period-end loans.
  • Auto net charge-offs were $125 million (1.62%), with auto 30+ day performing delinquencies of $4.3 billion (4.64%) and nonperforming loans of $603 million (0.65%).

The filing

CompanyCapital One (COF)
Form8-K, current report
Filed with the SECOct 20, 2026, 4:06 PM ET
Accession number0000927628-26-000143

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.