AI brief of an SEC Form 8-K · Capital One (COF)

Capital One Q3 2026 net income rises to $3.5 billion, or $5.61 per diluted share

Positive Impact 3 of 5 earnings

Capital One reported third-quarter 2026 net income of $3.5 billion, or $5.61 per diluted share, up from $4.73 in the second quarter and $4.83 in the third quarter of 2025. Total net revenue rose 3 percent to $16.3 billion, while non-interest expense fell 2 percent to $8.9 billion, and the company said adjusted diluted EPS was $6.69 after adjusting items.

Key points

  • Net income $3.5 billion, or $5.61 per diluted share, versus $4.73 in Q2 2026 and $4.83 in Q3 2025
  • Total net revenue up 3 percent to $16.3 billion; non-interest expense down 2 percent to $8.9 billion
  • Provision for credit losses decreased $73 million to $2.9 billion; net charge-offs were $3.1 billion
  • Period-end total deposits decreased $3.6 billion, or 1 percent, to $480.7 billion

The filing

CompanyCapital One (COF)
Form8-K, current report
Filed with the SECOct 20, 2026, 4:05 PM ET
Accession number0000927628-26-000142

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.