Capital One reports May 2026 domestic card net charge-off rate of 4.82%
Capital One furnished its monthly charge-off and delinquency metrics for the month ended May 31, 2026, under Regulation FD. The filing shows domestic credit card net charge-offs of $1,022 million, a 4.82% annualized rate, and auto net charge-offs of $105 million, a 1.45% rate. The filing gives no prior-period comparison, so it does not show whether credit performance improved or worsened.
Key points
- Domestic credit card: $1,022 million net charge-offs, a 4.82% net charge-off rate, and $8,582 million in 30+ day performing delinquencies (3.33%) at period end
- Domestic credit card period-end loans held for investment of $257,997 million
- Auto: $105 million net charge-offs (1.45% rate), $3,730 million in 30+ day performing delinquencies (4.24%), and $549 million nonperforming loans (0.62%)
The filing
Written by AI on Nov 8, 2026, 2:16 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on June 12, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.